Solve Your Health Care Headaches With A PEO!

Written by Bonnie Jo Davis


Solve Your Health Care Headaches With A PEO!

There are many complications to being a small business owner but none so pressing asrepparttar need for health, dental and life insurance. Many small business owners obtain coverage throughrepparttar 106032 employment of their spouse. However, there are just as many small business owners who are not married, whose spouse is also self employed or not offered benefits through their employer.

Another option for a small business owner is to partner with a Professional Employer Organization (PEO). PEO’s, also known as employee leasing companies, handlerepparttar 106033 human resources functions of companies of any size but they focus primarily on small and medium sized businesses. Some ofrepparttar 106034 human resources functions handled by a typical PEO are:

* Payroll * Direct Deposit * Worker’s Compensation Insurance * Health Insurance * Dental Insurance * Life Insurance * Retirement Plans * Tax Deposits and Reporting * Regulatory Compliance

A PEO groups together businesses of all sizes in order to getrepparttar 106035 best rates for benefits and to reduce human resources costs to a minimum. In order to work with a PEO you will be asked to fill out an application and provide a set-up fee ranging from $50.00 to $300.00 depending uponrepparttar 106036 size of your business. Monthly fees will be determined byrepparttar 106037 PEO and are usually based onrepparttar 106038 number of payroll checks issued during each month andrepparttar 106039 number of employees. Your company will be billed, at least monthly, forrepparttar 106040 cost of fees, benefits, taxes, etc. not paid by employees.

DESIGNING THE RIGHT PRODUCT FOR YOUR MARKETPLACE

Written by Jeff Williams


>Fromrepparttar end of World War II untilrepparttar 106031 late 1970's most Americans spentrepparttar 106032 majority of their money on basic goods and services with little left for luxury type items. Giant factories turned out millions of products whose style, color and size were often determined by what maderepparttar 106033 machines work most efficiently. There wasn't much concern about whatrepparttar 106034 customer really wanted.

Japanese auto producers forced reverberating changes inrepparttar 106035 way consumers went about considering their purchases. Suddenly inrepparttar 106036 mid-1970's a flood of cars hit America with features never before available at popular prices. Toyota and Honda revolutionizedrepparttar 106037 concept of "user friendly" products - incorporating a high standard of quality with easy to use features, all at affordable prices.

> Today's Customer Is Smart...And Demanding

Suddenly, consumers realized that someone did take their interests into consideration when designing products. In fact, a critical element in Japanese auto production sincerepparttar 106038 late 1960's has been extensive consumer research and surveying, particularly inrepparttar 106039 area of durability and reliability needs.

The customer ofrepparttar 106040 21st Century has learned from buying user friendly products such as Sony televisions, Panasonic stereos, Apple computers and Honda autos that they can be demanding and that manufacturers will respond. This has produced a new brand of customer that is educated, very aware of prices and very demanding.

She wants quality, variety, durability, excellent service and a very good price all atrepparttar 106041 same time. She has a mind of her own and will talk about her interests and needs if you ask.

The process of asking customers what they want before you design your product or service is called being "market driven" because you are guided in your product development decisions byrepparttar 106042 customer's wishes.

Todayrepparttar 106043 most successful new businesses are those that ask enough questions and listen carefully torepparttar 106044 answers.

> Understand Basic People Needs

It is sometimes frustrating trying to get honest information out of people, because they can't always express why they buyrepparttar 106045 way they do. You can bet safely, however, that their need is one of several basic motivations of all people, such as:

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