The situation can be similar for those whose car has to occasionally transform into a mobile office. The Road Warrior is a special breed: always on move, always doin' it hard. (Although other people in your organisation may think you're doing it easy, always out of office having a great time.)

And yet wise and experienced business traveller will, through trial and error, have developed a system to smooth path. Hopefully. If you haven't, I offer this advice which will easily work for you.regardless of how your current organisation skills are.

The Packing It's easy when you know how. Those who travel regularly for business can make life easier with a series of checklists. Make a comprehensive list of items you know you'll always need, have it typed up and photocopied, and each time you head off, use it to facilitate packing.

Your basic list will include toiletries, underdaks, travel clock, clothing, spare shirts & ties, PJ's, fitness gear, etc. Check things off as you chuck them into suitcase, and before you zip it up, throw list itself in as well. It will prove to be invaluable when it comes home time - a double check mechanism to ensure that nothing is left behind.

There are real lessons for managers and employees to learn from behaviour of stock market over last few years.

Someone running their own one-man business knows what is important to him as far as his business is concerned. He needs money to live on and he needs money to pay his bills on time. He needs income and cash flow. Until he comes to sell his business it really doesn’t matter to him what its capital value is. What he needs and wants in immediate is a flow of profits from his business. That is what matters to him.

If he wishes to sell up and retire, or if he wishes to raise money to reinvest in his business, then that is moment when it is important to know ‘value’ of his business. And it is not what he thinks it is worth, but what buyer or bank thinks it is worth.

And how will they decide this? They will look at his books and value business based on two fundamental elements – stock of course, and above all income.

So we come back again to income and profit that results from that income. There is no other way to truly value a business. This applies to businesses of any size, even largest of publicly quoted companies. And yet that is not what we have seen in recent years.

In recent past we have seen stock market prices of publicly listed companies rise and rise to unbelievable heights even when in some cases there are no profits either now or in foreseeable future.

The public of course has a herd instinct, and in times of large price movements does not want to be left behind, so will buy because everyone else is. In consequence price goes up beyond a sensible level.

The trouble is that if you have bought shares in a non profit making company you won’t be getting dividends and only way you will ever realise a gain is by selling shares. You can hold them as long as you like but as long as there is no profit and no dividend you will be out of pocket.

Knowing this, when think that they have reached their peak you will decide to sell. Unfortunately chances are that others will too. The mass selling begins. When prices come down same thing happens as when they went up, only in reverse. They fall beyond point where they should reasonably be.