Moneynet reports homeowners enjoy modest house price inflation in April

Written by Moneynet


• Overall average property value for April was £208,854 • The average value of a property for a First Time Buyer (FTB) was £194,961 • Users looking to re-mortgage valued their property at an average of £251,919

There was more evidence of a market-bucking trend for property owners inrepparttar higher rate tax bracket* fromrepparttar 138118 latest Moneynet (http://www.moneynet.co.uk) house price data survey.

House prices showed a slight increase last month (April) for Moneynet-user homeowners. Values edged up from £205,518 in March to a healthy £208,854 in April, according to Moneynet (www.moneynet.co.uk) research.

The survey – which reflectsrepparttar 138119 values of property owners who enjoy salaries well aboverepparttar 138120 national average – points to a return to gentle house price inflation inrepparttar 138121 month precedingrepparttar 138122 General Election.

“April’s modest rise in values is more encouraging thanrepparttar 138123 most recent Halifax house price survey. Many of our users are in London and the South-east and other surveys also suggest that prices inrepparttar 138124 capital are recovering after several months of barely any movement,” said Moneynet chief executive Richard Brown.

Average property values for visitors torepparttar 138125 Moneynet site – in common with many of those who regularly userepparttar 138126 internet for financial information and transactions – are higher than for those onrepparttar 138127 national average wage.

But Richard Brown said thatrepparttar 138128 survey should be seen as a key tool for charting house price trends forrepparttar 138129 UK’s higher earners.

“Moneynet can also provide a detailed breakdown ofrepparttar 138130 different categories of mortgage lending – whateverrepparttar 138131 combinations – favoured by consumers on a month by month basis.”

See below for full figures:

Moneynet mortgage data for April 2005

Average property values • Overall average property value was £208,854 • The average value of a property for a First Time Buyer (FTB) was £194,961 • Users looking to re-mortgage valued their property at an average of £251,919

Secured personal loans: constructive structuring for financial success

Written by Natasha Anderson


Credit relationships in a social system form an intricate web which extends throughoutrepparttar financing environment ofrepparttar 138117 community. This affects almost everybody from consumers, loan companies to government. If you are being part of such a far reaching credit cycle, you will perhaps have to take a few lessons in one ofrepparttar 138118 most basic loan – secured personal loans. If learning hasn’t been your forte then hear this it is essentially very simple. Credit cycle especiallyrepparttar 138119 one relating to secured personal loans is essentially moulded keeping in mindrepparttar 138120 fact that loans should provide financial confidence.

Secured personal loans has three words ‘secured’, ‘personal’ and ‘loans’. Secured loans are loans which are given after placing a guarantee. Since secured loans commits an assurance againstrepparttar 138121 loan claim there is a huge market of loan lenders who are providing for secured loans. Personal loans are loans taken by people for personal reasons. This might sound as a vague definition of personal loans. The reason is that personal loans are all purpose loans and impart a freedom that is unlikely in any other loan type. A secured personal loan would be a loan taken for any peculiar reason and is secured on your assets or home.

Secured personal loans arerepparttar 138122 most flexible loans ever. Also secured personal loans can boast of havingrepparttar 138123 most competitive market. You can securerepparttar 138124 best deal on a secured personal loan. The loan terms for personal secured loans are highly enthralling especially, if you seerepparttar 138125 interest rates,repparttar 138126 repayment options andrepparttar 138127 repayment terms. However, there are some commandments to follow in relation to secured personal loans that can’t be disregarded. No, no don’t look intorepparttar 138128 Bible. It is all written right here. Let there be light.

First and foremost realize why are taking a secured personal loan. A secured personal loan taken to cover day to day operating expense is not very advisable. Secured personal loans should be taken for explicit reasons. Secured personal loans are usually taken for taken for car, home improvement, holidays or even for education. Usuallyrepparttar 138129 loan lender is not bothered aboutrepparttar 138130 reason for which you are takingrepparttar 138131 loan. Some people even take secured personal loans for things consolidation of credit card debts. Consolidation of loans undoubtedly constructive but you must learn to never again get into credit debts again. Taking secured personal loans should not be repeated especially for debt consolidation. It is highly suggestive of some serious discrepancies in your credit practices. Loans are supposed to help you with certain financial interruptions. They must not be a way of life.

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