Average mortgage amounts • Overall average mortgage amount required was £138,468, a 66% loan to value (LTV) • FTBs were looking for an average mortgage amount of £133,527, a 69% LTV • Those users seeking to re-mortgage their property required an average mortgage amount of £154,905, a 62% LTV

Salaries • The overall average salary of main income earner was £39,448 • An average FTB's salary was £37,001 • Those users looking to re-mortgage had a main income of £43,792 • For two income households, second salary averaged out at £22,626 for FTBs; £23,820 for users looking to re-mortgage.

Ends

**************************************

The following information is based on mortgage product search criteria provided by 5,400 randomly selected visitors to Moneynet site for period 01.04.05 – 30.04.05

APV = Average Property Value AMA = Average Mortgage Amount ALV = Average Loan to Value

OVERALL (figures for April) 2005 APV=£208,854 AMA=£138,468 ALV=66% 2004 APV=£196,590 AMA=£130,155 ALV=66% 2003 APV=£185,188 AMA=£120,480 ALV=65%

FIRST TIME BUYERS (figures for April) 2005 APV=£194,961 AMA=£133,527 ALV=69% 2004 APV=£169,640 AMA=£129,458 ALV=76% 2003 APV=£157,270 AMA=£119,256 ALV=76% BUY TO LET (figures for April) 2005 APV=£172,034 AMA=£123,369 ALV=72% 2004 APV=£157,849 AMA=£116,882 ALV=74% 2003 APV=£151,799 AMA=£109,763 ALV=72%

REMORTGAGE (figures for April) 2005 APV=£251,919 AMA=£154,905 ALV=62% 2004 APV=£223,377 AMA=£111,635 ALV=50% 2003 APV=£214,426 AMA=£108,948 ALV=51%

**************************************

Moneynet.co.uk offers consumers a wide range of low cost financial products: from mortgages & personal loans; to insurance; credit cards; savings accounts & best-buy fixed rate products. Moneynet.co.uk is an impartial & comprehensive source of information, covering the whole of the personal finance sector.

Repayments options have to be studied carefully and understood before you apply for secured personal loans. Most people repay their secured personal loans before time and usually early repayments carry repayment penalties. Rate of interest very appropriately depends on loan amount, repayment term and personal condition. Shop for best interest rates online and ask questions. Ask specific questions for a secured personal loan. It will enable you to get superlative deal for secured personal loans available. And with secured personal loan browsing can land you with perfect deal that synchronizes with your financial conditions.

Secured personal loans usually invite minor consideration for credit status. Under no condition will you be denied a secured personal loan on this criterion. Adverse credit is accountable for county court judgments (C.C.J’s), defaults and arrears late payments. Thus secured personal loans are highly very realistic for people who have failed to qualify for a loan from their local bank.

Aren’t you just tired of reading about positive characteristics of secured personal loans? One thing everyone know about being positive is it breed success. No matter what case is. You can substantiate your financial goals with secured personal loan. If you know what your goals are then there is no way that secured personal loans will not provide with financial assistance you need. Secured personal loans have forsaken varied objections against loan borrowers to make that perfect loan actually possible.