With today's day care costs on rise, and gas getting just as high, are you really making money with your job?

Make a list of all your costs. Include things like oil changes for car, gas, day care, costs for eating out for lunch, and anything else you can possibly think of. Figure it out for week, multiplying that number by 52. This will give you your total costs for a year.

Rat Race Blues is a beautifully designed and easy to navigate e-book with valuable strategies for living life you want and deserve. This e-book begins with an analogy that most of us can understand: comparing our lives to a merry-go-round. How many of us spend our days overworking, overspending, frustrated and feeling like we can never get ahead? We work harder to pay bills, overspend in response to stress and work harder to pay for overspending. On and on it goes. Darlene Arecheddera offers readers a way to get off merry-go-round, improve their lives and reduce their stress.