Now take a look at those two numbers - your costs and your income. Which is more? The costs or income? If your income is more, how much of that is going to taxes? Would you actually be saving money by staying home?

This simple excersize will give you an idea of what decision to make next. Whatever you decide, make sure you choose what's best for you!

About the author: Kara Kelso is a work at home mom of two, and the co-owner of MHMM Ezine, which is an informational newsletter just for moms in business. Recieve business tips, parenting tips, and more when you subscribe at: http://www.momsezine.com/mhmm.html

Early in e-book we are introduced to Marcy and Paul, a married couple working too hard and spending too much. Marcy discovers techniques taught by Rat Race Blues and begins to apply them to her life. Later, her husband Paul sees change these techniques make in Marcy's life and he begins to use them as well. The story of Marcy and Paul keeps us entertained and engaged while learning how to live better within our means. We learn along with Marcy and Paul how to save rather than spend and in return gain a new respect and appreciation for money we work so hard to earn.

This e-book is appropriate for anyone caught on merry-go-round of modern life. It offers clever money saving strategies and encourages readers to keep a small notebook of expenditures, goals, lists, etc. I started my "Life Book" as notebook is called day after finishing Rat Race Blues and found $200.00 in unnecessary expenditures from this month's income. I thought of new ways to save money and began calculating how little I could actually spend every week. For an investment of $16.95 readers will find ways to save hundreds of dollars every year while reducing number of hours they work. Rat Race Blues is a life changing e-book that everyone should read.