Insure your houseWritten by Andreea Dinescu
When we talk about insurance thing you have to remember is that always price of your house must be higher then value of mortgage. This is not a hard thing to take care of if you like your house and care about quality of your life. In case something goes wrong and a disaster struck you'll have to pay a lot of money for it and keep in mind your house is probably best asset you own.Don't get scared now and run to insure everything you own, you must take your time and take a smart decision considering what are things that deserver this because is some cases damages aren't so bad and it really doesn’t worth it. When you buy a house you buy both land and structure so this is two most important things you must consider in when you think of house insurance. The land is an important part but it really doesn’t need a lot of monetary protection. When you bought your property you surly used professional help of a surveyor .In case of an eminent danger he will let you know so this can be taken care of right from start. But not everything is so easy to handle. Some misfortunate accident can happen and a hot summer can produce a dry land and big and beautiful trees that you liked so much at beginning can contribute to this. So if you decide not to insure land make sure you are talking good care of your surroundings.
| | 5 Steps to Get Paid when doing business with Baker & TaylorWritten by Michelle Dunn
There have been quite a few complaints from publishers about late or non payment from Baker & Taylor. Some have stopped sending books to large distributor because of past due invoices, some over 180 days old. Part of problem is no response, it is bad enough when you are not getting paid, but when orders keep coming in and you are not getting any acknowledgement to your collection efforts, you just can’t keep sending books, says one publisher.There are steps publishers can take to get paid on those past due invoices and keep new invoices current. Step #1Gather together all past due invoices, and stamp them PAST DUE. Step #2If you have an email address or phone number with a contact name at Baker & Taylor, email them or call them and give them information on past due invoices and let them know their account is on hold. Step #3Mail invoices to Baker & Taylor with return receipt requested or send them in a flat rate Priority Mail envelope with delivery confirmation. Step #4Send a letter with these invoices stating age, invoice numbers, their PO#, your account #, total amount due, and any other pertinent information. Step #5Tell them their account is on hold and you will not be shipping any more books to them until these invoices are paid. You can include a self addressed envelope and state that you have enclosed an envelope for them to send their check. Give them a date, to have this paid to you.
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