Family: How to make Coupons = Cash, not Clutter!

How to make Coupons = Cash, not Clutter!

Written by Amy Bergin

Today most everyone clips or saves a coupon from time to time. Who can resist? When you know you can save more than repparttar

next guy just by having a piece of paper or coupon code, it’s a great feeling. However repparttar 110934

drawback of coupons is that they can become just good intentions and not real savings when you forget them or let them expire. Also, if you have ever cut out repparttar 110935

grocery coupons from repparttar 110936

Sunday paper; you quickly realize that you wind up with piles of paper that clutter your kitchen desk. Then that pile that takes time to manage in order to achieve measurable savings at repparttar 110937

grocery store and this is where most people give up.

Did you know that 336 BILLION dollars in coupons were distributed in 2002 and 3.8 BILLION coupons were redeemed for a total savings to consumers of $3 BILLION? This is according to repparttar 110938 Promotion Marketing Association’s (PMA) Coupon Council. According to repparttar 110939 PMA, 79% of consumers use coupons. So, gone is repparttar 110940 image that coupons make you look cheap. Coupons have changed; using coupons is smart and anyone can learn to get in on these savings.

Listed below are a few things you can do to create a new routine that sets you up for successful savings.

-Treat coupons like cash. Most everyone has a wallet to organize their cash and credit cards; it would be silly not to return your cash and coins to repparttar 110941 same place time and time again. The same is true with coupons.

-Have repparttar 110942 right tools for organizing, storing and accessing coupons. Any job is easier when you have repparttar 110943 right tool for repparttar 110944 job and let’s face it, coupons can be kind of a job. The way you make repparttar 110945 job pay off is in repparttar 110946 tools.

Backpacks and Bullies. Is Your Child Prepared?

Written by Patricia Gatto

Publishing Guidelines: You are welcome to publish this article in its entirety, electronically, or in print fre.e of charge, as long as you include you include repparttar

full byline, hyperlinks, references and Resource Box.

E-mail or courtesy link appreciated when you publish mailto:pgatto@ptd.net -------------------------------------

Title: Backpacks and Bullies. Is Your Child Prepared?

Author: Patricia Gatto

Category: Parenting/Children's Social Issues

Word Count (including Resource Box and References): 700 ------------------------------------- Backpacks and Bullies. Is Your Child Prepared? Patricia Gatto ©2004 All Rights Reserved. Joyful Productions

As repparttar 110933 flurry of Back to School activities subside, parents are left to ponder more pressing issues than notebooks, backpacks, and sneakers.

Will my child succeed this year? Will his academic and social growth meet my hopes and expectations? Have I done everything I can to make this possible?

If you haven't prepared your child for repparttar 110934 school bully, not only could your dreams and aspirations end in failure, but your child could fall victim to repparttar 110935 violence, and suffer long-lasting repercussions.

Make no mistake; bullying is a form of violence. Experts estimate that almost 75% of today's youth will be involved in some aspect of bullying before they enter high school. And chances are, your child will be among repparttar 110936 statistics.

Humiliation, fear, anxiety and depression are repparttar 110937 constant companions of a child that is bullied. It can lead to harmful, shocking and unexpected behavior from an otherwise shy or timid child.

Victims feel ashamed and tend to view themselves as failures. They are more prone to stress related illnesses such as headaches and stomachaches. In extreme cases, repparttar 110938 victim of a bully can experience sever depression and entertain thoughts of suicide.

Lack of safety is one of repparttar 110939 top concerns of young people, and bullying is a real and constant threat. A child's emotional development is just as important, if not more so, than academic development. In fact, a safe, health, emotional environment is essential to academic growth and success.

How do you prepare your child for repparttar 110940 school bully?

Become involved and make certain your school has active anti-bullying policies in place. Disciplinary guidelines, procedures for investigating and reporting incidences of bullying, adequate supervision, and an immediate plan of action to address reports of bullying are key elements to a successful program.

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