Get Your Fundraisers Going NOW! Start Earning Immediately!Written by Paulina Roe
Fundraisers - it's perfect time to figure out which items or services you will be promoting. Very few are running fundraisers in summer - it's a great time to get started before competition hits! At least you should figure out your strategy now, even if you are waiting for end of summer to get started. You might find you are better off to try a new product, instead of selling very same ones you always sell, and everyone else sells. Don't dilute your potential - try something different that no one else if selling.The first item you must address is whether you want to, or have funds to, purchase products first, and then sell them. This strategy is a bit of a concern, since there is no guarantee that you will sell all of items. If you can return them unsold, then it is more of a safe deal. Pick product line that is in demand in your area - don't just think of how "cute" something is - ask around to see if people would actually want to buy it. Test it around, and if there is demand, go for it, but don't order much more than you are certain to sell. If you don't want to invest funds up front, you will need to decide on approach you want to take - do you want to carry order forms or catalogs to people to have them place orders from? Or do you want to hand out fliers and then take orders? Do you want to pass out fliers, brochures or cards with a website address that people can order from? Any of these can be effective, but website link will not work for everyone - not all people are Internet connected, and not all want to or can be connected to a computer. If you choose this route, make sure to give them a good phone number to call for assistance with products, otherwise your handout will get thrown away. Any time you hand something out for people to respond to, when you are not actually going through order process with them, you will need to make sure that ordering instructions are clear and easy to follow, you must make sure to specify UP FRONT and as first thing - that you are raising funds for your group, and this is medium you choose. Set your brochure apart from junk mail people get. Your best chance to make a sale is to physically speak to people, and guide them through process. Many will not act on a brochure or notice, and willplace it in their junk pile, never to be seen.
| | A Dream Retirement Or A Rude-Awakening To Financial Reality?Written by Noel Peebles
It would be fair to say that most people will find their incomes at least halved instance they retire from workforce. The bombshell is dropped when suddenly discovering they lack cash flow to do things they had always dreamed of doing in retirement. Sadly, what looked like being a dream retirement becomes a rude awaking to financial reality. Will you be any different? Well, there is a quick-fix solution for when you first retire. Live like there’s no tomorrow and eat-away at your capital until it’s all gone. It’s fun while it lasts, but then reality hits home yet again. In many cases, this capital is what provides earning capacity over and above your government pension (if you are lucky enough to live in a country that offers one). Take away capital and you rely 100% on your retirement pension. What an awful situation to be in. These are "golden years"... time of life when you should be enjoying yourself. Yet truth is; government benefits and pensions are not designed to pay your mortgages, car installments, or credit card bills. Nor are they designed to keep you in lifestyle to which you may have become accustomed. Pensions and benefits are designed to provide only bare essentials. Needless to say, retirement can be a rude-awakening as you learn to adapt in survival mode. The message is clear: =====> These days you can't rely on others to provide you with ongoing employment. =====> Understand that a government benefit or pension, at most,
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