If you have ever been out of work and joined a multi level marketing outfit, or joined ranks of "commission only" sales reps you are considered to be an entrepreneur.

I call it hollow, because word resonates within us on some fundamental level. Images of independance and success beckon to us as we discard shackles of a 9-5 job.

We are our own boss.

The reality is quite different. Ugly even. In fact, other entrepreneurs feed of our naive ambitions by playing to our dreams in an effort to enslave us in their own aspirations.

Where else can you find willing, free, labour to work for absolutely nothing. In exchange for this privellage, some will even use their own meagre resources to aid operation. They buy samples, use their petrol, their time, their money, in an effort to make sale. To get PAID!

I wager this is experience of majority. This is their first taste of entrepreneurialship, and it taste disgusting.

An entrepreneur is supposed to make money! Lots of it. They are meant to be hirers. NOT ones hired.

I have watched over years as family or certain friends have rang me with wrapt enthusiasm about a new product they have. It amazes me how willing they were to throw it all away for promise of dream.

If you are denied credit, do not ignore this fact. Most individuals will move on to next creditor, never questioning why they were denied or asking vital information.

If a creditor denies you credit, be prepared to ask several questions. You may feel uncomfortable or embarrassed at this point; however, this is your life and showing concern is showing responsibility.

* Question 1: Why was I denied credit? This question is most imperative of any question you may ask. In some cases creditor will not know why you were denied. Most frequently a creditor will respond with a quick answer, such as:

1. Not enough credit history; 2. Low credit score; 3. Several delinquent accounts and/or to much debt.

With this information you are able to determine if it is necessary for you to order your credit report. After being denied credit from a creditor, you are able to obtain a free copy of your credit report from credit bureau within 60 days of your denial.

* Question 2: Which credit bureau do you use to supply customers credit reports? You will need to know credit bureau who supplied your credit information to creditor; in order, to request your free credit report.