All businesses need down time, breathing room to re-evaluate where we’re going, and where we’ve been. What’s working and what’s not? What changes need to occur and where we want to go in future?

Have you planned your breathing room time into your calendar year?

As a coach and independent professional, I know by personal experience and through feedback of my clients, that during slow times, stress, fears, and challenges on how to pay bills increases. Sometimes, stress increases without any money factors because we’re not used to having additional time on our hands, so our brain manifests things to fill void. So, what are alternatives? Good question. Let’s explore possibilities...

You can use "save for a rainy day" philosophy by moving a certain percentage from a regular account to a money market or savings account for those rainy time periods.

You can plan out, on a paper calendar your seasonal periods. Look at your Income Statement for past few years and you will see a pattern appearing. If that history isn’t available, ask others in your field area. As a coach, I’m in personal development field. I would contact others in this field, like speakers, trainers, who have experience and history and interview them on question.