Mold is a big issue these days. One reason is damage it does to lungs and immune systems. And who does it damage most? Kids and senior citizens.

Well, let's just talk about kids right now. And let's narrow our conversation to school systems. Why? Because kids spend up to 8 hours a day there, breathing in whatever is floating around in air.

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Let's talk about schools now.

Every year, somewhere in USA schools are being closed down because of mold. Why are so many schools moldy?

The main cause of any mold problem is ultimately water. Something is too wet.

Now if a building floods, we just dry it out and that usually stops mold from growing, right? Well, if you get building totally dry within 48 hours answer is yes. That's time it takes for most mold spores to start growing actual mold colonies. Most of time it takes bureaucrats 48 hours to find out there has been a flood. Then there are committees to decide how to dry building. And then there are bids to get lowest cost.

So drying isn't enough. Takes too long. Mold is growing and it can continue to grow after building is dried. All it needs now is moisture in air.

If you haven't already done so, now is time to complete your Free Application for Federal Student Aid, or FASFA, for short. This is a straightforward application published by Department of Education, which gives lenders an idea of what sort of funding you are entitled to. The application process is fairly simple and can be completed online in minutes. Once you've filled in necessary information, you should receive, within a matter of a few days, a confirmation letter, of which programs you are eligible for. This process is free and simple to do, and it is cornerstone of securing financial aid for your college program.