Also associated with maintenance is changing air filters. Many times this isn't done due to school budgets. Filters cost money. Not a lot of money, but money. Some schools don't change there A/C filters until someone from state comes to inspect.

Then there are carpets. Carpets are moldy. Kids spill food, milk, and glue onto carpets. They throw up on carpets. These things feed mold. Teachers make kids sleep on floor at nap time.Their faces are pressed into moldy carpets. Results: sick kids.

But ultimate reason for moldy schools is politics. This applies to everything mentioned above, ie carpets, filters and drying.

Schools have to report to taxpayers. That's YOU. If a school board member says to you taxpayer, "We can spend money on books, football uniforms or healthy air." What are you going to say? Most people want things they can see and touch and point to.

So if you want healthy kids with strong lungs and good immune systems, responsibility is in your hands. Go to school board meetings, talk to radio and tv stations.If you need ammunition, tell politicians that mold free schools win more games in sports. Championship teams are something that can be pointed to like books.

After you have completed your loan applications, they will need to be sent to school for verification and processing. Many banks will not release funds directly to student, only to college at start of term. This makes it easier- and safer- for both college and student.

Securing funds for college is a fairly easy process that needn't be stressful. The key to whole process is being well organized and making sure that you meet all of loan deadlines specified by both Department of Education and your college's financial aid office.