Yacht and Ship Registration in the Isle of ManWritten by The Chesterfield Group
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The Isle of Man recognises following Classification Societies •Lloyds Register of Shipping •Germanischer Lloyd •Bureau Veritas •Det Norske Veritas •American Bureau of Shipping •Registro Italiano Navale •Nippon Kaiji Kyokai Registration Owners have option of registering either on main register or on Demise (Bareboat) Charter Register. The registration process is in two main steps •Incorporation of a company on Isle of Man. There are no nationality restrictions on ownership of shipping companies. •Registering vessel. The majority interest in vessel must be owned by one of following, oA company incorporated in Isle of Man and having its principal place of business within Island oA company incorporated in U.K. Channel Islands, any British Dependant Territory, or in a Member State of E.U. or E.E.A. and having its principal place of business in one of those territories oLimited Partnerships established and registered in Isle of Man

The Chesterfield Group provides a full range of trustee, and corporate advisory, formation and management services and invites enquiries. More particulars can be found on our web-site www.chesterfield-management.com
| | Identity Theft. You are not Immune.Written by David Wilding
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A new law has been put on books by Congress to help combat losses. It allows you, consumer to request a free credit report from credit agencies once a year. You should not hesitate to take advantage of it. However, law has a rollout feature which does not allow full access for all Americans until September 1 of this (2005) year. While this is a step in right direction, in typical fashion government continues to leave populace exposed. You should access your credit report much more often than once a year. If an identity theft takes place just after receiving free credit reports, an enormous amount of damage can be done before you can review your next free report. The Federal Trade Commission has put together a list of questions and answers concerning this new law and effect it will have on your credit report and your risk of identity theft. They can be helpful to you in determining your rights under law It makes sense to check your reports regularly, as often as, on a monthly basis. This may seem a bit much to you, but just ask a person who has had their identity stolen how much hassle it is to take your life back. They will tell you it is well worth effort. Let’s face it, no one cares as much as you, about your credit record, and damage that identity theft could cause in your life. (c)2005 David Wilding

David Wilding has for the past ten years worked with groups and individuals to rid their lives of debt. Visit his site http://www.debtattack.com for more ideas, tools, and strategies for becoming debt free.
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