Keep substantial evidence at hand. In such cases where a client is led to believe an advertisement or promotion of an insurance company that turns out to be false, depending on state, legal protection can be provided for you.

When you are able to successfully prove that your insurance company has breached a contract, you can recover damages for consequential losses, loss of use of insurance proceeds, general damages, attorneys' fees, and, in cases of egregious and misconduct, punitive damages.

Whatever happens, be sure to act fast. Insurance companies are always a step ahead of you in legal department. Depending on state, statute limitation for a case like this is 2 years. In California, you are only given 1 year.

When you have reported to your employer, he must be able to give you options on how to go about your case. Your company might have a policy for sexual harassment cases, and this must be made clear to you and your harasser (If you are an employer and do not have any sexual harassment policies at your company, establish one now. A zero-tolerance sexual harassment policy keeps you, your employees, and your company’s reputation safe.)

While you are no way required by law to meet with your harasser, it is best to settle with harasser with a mediator (the mediator should often be boss). Make your employer talk to your harasser, and, if you do not intend to communicate with your harasser, make your employer report back to you.

Make sure to keep records of all contacts you’ve had not only with your harasser, but also with your employer. Records pertaining to your harasser (log in date of harassment, place, and time) is important evidence that event happened. As for records of your employer, if you feel that your boss is not taking your case seriously, you can also present evidence of why you think so.

If you believe your case deserves more attention, contact a lawyer. -30-