It is part of insurance law that any ambiguity or uncertainty in choice of wording in a contract will be resolved in favor of policy holder, and not insurance company. This often works in favor of policyholder when it comes to pointing fingers in court, but not all time.

Most policyholders tend to have their own interpretation of contract. Unfortunately, judge doesn’t care about policyholder’s understanding of wording. In court, “plain meaning” is what judge looks at. “Plain meaning” is how an ordinary citizen or common reader understands text, and not how policyholder, insurance company, or lawyer interprets it.

While courts do not necessarily interpret a contract at expense of policyholder experiencing a loss, it does not give leeway for “misunderstandings” of plain text by policyholder.

If you or anyone you know has been sexually harassed in workplace, first step is to come forward with it. Report to your supervisor, employer, or to human resources department. Many victims of sexual harassment are afraid to come forward because they fear they will lose their job, won’t get support from their boss, or be labeled as a tattletale. Unfortunately, many women make mistake of keeping mum about these events, which only causes them stress, anxiety, and other emotional feelings that could affect their performance in workplace.

First, make sure you know what kind of harassment you were exposed to. Some examples are being subject of or being told sexual jokes, being stared at in a malicious manner, cat calls/whistles, offensive, derogatory and pornographic materials displayed before you, being cornered or blocked/followed all time, being pressures for sexual activities, or being sexually assaulted.