But he wasn't through. he was looking to redeem himself. He mentioned that at least property was going up in value. I asked him his age, he told me 30. I asked him how well he remembered early 1980's. He didn't.

I told him real estate doesn't go up in a straight line, and on occasion it goes down. I told him I bought a home in spring of 1980. Almost immediately real estate market went flat. 5 years later my wife and I were certain if we wanted to sell our house we would OWE money to bank at closing. It was 10 years before market started to move up again.

Just recently it hit another bump in road. In my area prices have dipped 3% in past year. With easy money and low down payments, many new buyers are finding themselves upside down in their mortgages. Many people, who have taken a home equity loan up to or even exceeding value of property, find themselves in same boat.

Did he understand moral? Yes, he did. Borrow as little as possible, pay it off as quickly as you can. The goal is living debt free... unless you want to give me a dollar for my 56 cents.

David Wilding http://www.debtattack.com Take Care Of Your Debt Before It Takes Care Of You

6. Dare to Be a Visionary

And claim your financial goals: I read somewhere that out of Yale class of 1953, 3% had written down their financial goals for after college. When they convened 20 years later, that 3% controlled more combined net worth than other 97% combined.

7. Love Unconditionally

If you wish to partner with money, give, tithe, let it go, and set it free. Did I say “FREE?” Because all you have is truly all you need. You have to have courage to give what you want to get. If it is yours, it will come back. If it does not, you never really had it in first place. Furthermore, since we are all one, giving to another is really giving to yourself.

8. Have Fun & Play

”Life is a game…”

When millionaires lose all their money, they do not worry, as they know they can and will enjoy making it again. Relax; money is only a game.

9. Sell What Benefits Others

Ponder this: would you be happy purchasing something that is revealed to be worthless? Ethical business practices are simply to receive money for a service or a product only if buyer deems it valuable. Ex. Price of art. Price of a house. Price of a candy bar. And should someone be unhappy with your product or service, promptly give a refund.

10. Adopt a Pilgrim’s Mind

The magic of not knowing is what makes dream possible. Believe in something greater than yourself! That attitude will pave road with golden opportunities. Your only work is to recognize each of them, greet them as your friend, and then act on them: that is rich!

This piece was originally submitted by Mahalene Louis, Inspiration Anchor, Artist, Author, and Speaker, who can be reached at mailto:mahalene@soulvision.com, via phone 512.632.8952 or visited on web at http://www.soulvision.com. Mahalene Louis wants you to know: As an Inspiration Anchor, I offer an engaging e-zine, free teleclasses and Turn on Light!, a unique program to assist creative genius in you to express and market your gifts successfully. Turn on Light! inspires you to show up as a stunning masterpiece of unbridled passion and creativity, and to evolve consciousness by acting in alignment with powerful force you are.