The other day I sat in a meeting listening to a young man extol virtues of owning real estate. Much of what he said was true. However 2 things made me sit up and take notice and I couldn't help but comment.

First, he said interest on his home loan was tax deductible, so government was underwriting his house payment. I asked how much government was giving him. He said they were not giving him anything but allowed interest on his home loan to be deducted from his taxable income.

Assuring him I didn't want to be nosey, I asked what that deduction meant to him. 28% of interest paid he saved on taxes was reply. "So, you get to keep 28 cents for every dollar in interest you pay?" Eagerly he responded, "YES."

1. Know Yourself

What do "poor" and "wealthy" mean to you? What programs were you raised on? How did your parents handle money? Do you think that you are a good person if you are rich or if you are poor? Do you give your power away to wealthy people? Do you envy or resent them? How do you treat wealthy people? How do you expect to be treated by them? How do you speak of them? How do you speak of poor people?

2. Beware of Projections and other Personifications

The love of Money is root of all evil… Money is hard to come by... Money keeps on eluding me… Money does not come easy to me… Money does not like me… Money does not grow on trees… Ask yourself: what is money? What is it not? Money is only what I think it is. Similarly for time. Time is only what I think it is. In that sense, time is money!

3. Learn To Speak Its Divine Language

Have you noticed how spiritual is vocabulary that describes money? In God, we trust! Change. Save. Profit. Worth. Value. Asset. Cash Flow. Liquid. Appreciation. Angel Investor. Equity… Notice balance (sheet). Like breathing in: Income. Breathing out: Expenses. In: Assets. Out: Liabilities.

4. Create Space for Something to Change

Gratefulness is key to open Gates of Heaven (Having). When you are grateful, your attention is on what you have, not on what you lack. When you are grateful, you love it all. And then loving what you do brings forth doing what you love.

5. Discern “Expensive” and “Expansive”