We started this process back in March of this year.

I am so grateful to have completed this part, and we are eager to get on to next dream of a finished barn, full of horses and renters to pay for all this!

For every dream turned reality for us over last 35 years, I can point to several things that are common. 1. Don’t be afraid to dream big. 2. Don’t listen to others who are afraid. 3. Do make your dream real to you by talking about it and writing it down. 4. Do take action - every day possible. Be willing to pay price!5. Do not worry about finish line. Pay attention to what has to be done today. 6. Get that Universe is working for you, even while you sleep. 7. Don’t be afraid to change your goals if you see need.

Then you too can realize your dreams. As always, Your online Coach and Friend,

Miami Phillips www.creativemasterminds.com Helping owners and entrepreneurs have more profit and less headaches. coach@creativemasterminds.com

6. Use money to save time.

Having 2 school uniforms for your child means you must always be worried there isn’t a clean one, and you’ll be forced to wash at inconvenient times, sometimes just uniform. What a waste! Go ahead and buy 5 uniforms. Heck, buy 7.

Another application: If you cook and bake, go ahead and buy tiny containers of every spice and herb known to [wo]man so you won't have to go out and buy them one at a time when you need them. Or have to change recipes after you've already spent time deciding on first one.

7. Quit wasting time on your food.

Another Type A-er doesn’t peel his carrots or remove greenery and that and a can of easy-open tuna is his lunch. Every day. Another one brings two bananas - easy peel, not much chewing - and a box of raisins he eats in two fistfuls. Then it's back to work, hi ho!

Work up 3 meals you know your family will eat that are quick and always have those ingredients on hand. In my house it was (1) homemade chili, (2) macaroni ‘n’ cheese with meat and (3) homemade stew. Ingredients required: frozen hamburger, stew beef, and pork chops; can, bag or frozen macaroni and cheese – frozen, of course, being quicket; cans of tomatoes, beans and consommé, potatoes and carrots. Mindless. And while they “stew" you can build Rome!

8. Multitask

I wrote this Top Ten sitting in Jiffy Lube. Others were picking navel fuzz, complaining to friends on their cell phones about long wait, making new friends, and reading mindless magazines. Other things to do at Jiffy Lube: make shopping and to-do lists, mark files for your secretary, write write your mother, analyze Schleiffen Plan. Don't just sit there!

9. Eliminate some pleasure and wandering in your daily life.

Biggest time wasters for me, because I love them so, are messing with e-mail and chasing rabbit trails on Internet. Turn off “You’ve got mail” sound and check your email just once a day. Resist all urges to open links and go exploring wonderful and wacky world of Internet. Label it “play” and assign it a time.

10. Get a maid

I don’t care what Flylady says, if I do it myself it never ends – it’s psychological. If I have maid service it is all done at once, and it isn’t my responsibility. Even flour spilled on kitchen floor can wait for a week if need be. Doing it all at once saves getting stuff out, mixing things, moving around. The freed energy alone - knowing it's their job, not mine - makes me 10x as efficient.