The Origins of Check Writing

Written by Antigone Arthur


Continued from page 1

Some people are gung ho about top stub checks whereas others prefer side tear checks. You may find yourself shopping for cheap checks, whether cheap personal checks or business checks. Still others need something to match software programs and produce large quantities of checks that tie into their financials. That's where Deluxe™ checks and other specialized checks come in handy.

Specialized Check Writing

If you own your own business you probably need checks that are compatible with your software programs. Amongrepparttar more common in this category include:

  • Deluxe™ Checks
  • Quickbooks™ Checks
  • Quicken™ Checks

Deluxe™ checks is actuallyrepparttar 145716 name of a company that prints checks. These checks are popular all overrepparttar 145717 globe. They provide added security features such as micro printing a security screen to prevent copying and even chemically sensitive paper. This paper appears altered if someone tries to alterrepparttar 145718 original check.

Quickbooks™ checks and Quicken™ checks are equally useful for business owners looking for checks that streamline with their accounting software. These specialized checks make processing payroll a cinch. Most come in top stub styles compatible with most computer programs though you can also buy side tear versions to keep with you while onrepparttar 145719 go.

Ofrepparttar 145720 two, Quickbooks™ checks arerepparttar 145721 most popular, providing personalization choices and matching check envelopes and stationery. However, Quicken™ checks are just as useful for individuals owning this software program.

No matter what your personality, business or personal pleasure, fortunately you have a wealth of choices when it comes to check writing. Be sure you explore all your choices, before buying. Even better, try out a few different styles to see which match your personal preferences. We've come a long way from ancient Rome, where merchants and customers probably longed forrepparttar 145722 personalized check conveniences available today.

Antigone Arthur is a successful freelance writer with 10 years of professional experience providing consumers with informative articles on such topics as cheap checks, top stub checks, and ordering personal checks online.


Pay Yourself First - If the Only Thing You Did Was This, You'd be Rich

Written by Brendon Turner


Continued from page 1

Budget for it: You can scrimp, brown bag it, clip coupons, track every penny you spend, never have fun, and put off living for thirty years inrepparttar hopeful expectation that someday you'll be able to retire and start enjoying your life. Yuck. That sounds terrible. No wonder this rarely works.

This leaves us withrepparttar 145702 one proven, easy way to get rich. And that is...

PAY YOURSELF FIRST

Pay Yourself First means just what it says. When you earn a dollar,repparttar 145703 first person you pay is you. Most people don't do this. When most people earn a dollar,repparttar 145704 first person they pay isrepparttar 145705 government. They earn a dollar and, before it even makes it onto their paycheque, Canadians payrepparttar 145706 government something like 30 cents and Americans pay somewhere around 18 cents in federal income taxes (often more). On top of that, for Canadians there'srepparttar 145707 Canada Pension Plan, provincial health insurance and employment insurance. Inrepparttar 145708 end, they wind up payingrepparttar 145709 government first as much as 35 or 40 cents of their hard-earned dollar. Seems like everyone is getting paid butrepparttar 145710 person who earnedrepparttar 145711 paycheque.

The Secret isrepparttar 145712 Way Your Money Flows

You have a right to legally avoid federal and provincial taxes onrepparttar 145713 money you earn. The key word is "legally." You can legally Pay Yourself First, instead ofrepparttar 145714 government, simply by using what is called a registered retirement savings plan (RRSP) for Canadians or a 401(k) plan for Americans. You can hold a large number of investments in an RRSP or 401(k).

Who You Work for is Waiting for You at Home

As much as our employers would like us to believe otherwise,repparttar 145715 reason most of us go to work each morning isn'trepparttar 145716 company mission statement or even servingrepparttar 145717 customer. It's ultimately about us. When it comes down to it,repparttar 145718 reason most of us go to work is forrepparttar 145719 sake of ourselves and our families. We go to work to protect those we love. Everything else is secondary. We are our first priority.

Or are we? The truth is that we are not raised to put ourselves first. We are raised to be nice. We are raised to share. We are raised to help others.

These are wonderful values, and I believe in them. But there's something else I also believe:repparttar 145720 old saying thatrepparttar 145721 Lord helps those who help themselves. I think there is timeless truth in this. So before you start laying out a financial plan, really focus on these questions: Are we helping ourselves? Are you helping yourself? Are you REALLY working for yourself? I'm not asking if you're self-employed. I'm asking whether you're really working for your own benefit and that of your family when you go to your job each morning.

Visit InvestorGazette.com today for articles about retirement income planning for the individual investor. The Investor Gazette - weekly edition of investment properties and investment opportunities.


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