If you have your material to source information from (such as your own info-products) then this strategy will come in very handy and free up a lot of your time.

Instead of being forced to write a newsletter issue on a weekly basis, you can in fact write each issue in your own time, and simply add it to autoresponder for your subscribers to receive when necessary.

The best part is that your subscribers always get to read all of your issues no matter when they subscribe. And after setting up a certain number of issues, you can decide to stop writing and follow what I call "read as I write" routine, where there is no set interval for future issues.

Of course, you can write an issue every week, but you may be more comfortable sending out an email whenever you have something to say, or perhaps a new article to send.

Remember, despite what gurus tell you, there are no golden rules when it comes to developing your email list.

And regardless of his answer, find out which bills are being paid and which ones are not – and why yours is one of those not on “pay” list.

Funneling down into an excuse with a more precise line of questioning uncovers true intentions of a debtor. In fact, this technique actually helps debtor see himself acting in a way that is not congruent with his own beliefs. That exposure will help him make more honest and forthright decisions in future.

If something doesn’t feel right during a collections call question it! Throw a whole series of sharp, penetrating questions at it until it cracks. Then both sides can identify and solve sense of problem.

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