Method #1: You send cute E-card to your mother wishing her a happy birthday. You fill out name, e-mail and click send. Your name and e-mail are captured. If site is a lead harvester masquerading as an e-card site, you will now be e-mailed by people looking to sell you annuities, business opportunity offers, etc.

Method #2: Leads site buys huge database, often just regional phone book listings. They sell these ‘leads’, which are nothing more than names and numbers picked from phonebook. Some of these people may even be on Do Not Call list, which could land you in hot water.

Method #3: Harvesting leads from search engines. Often these leads are quality, but are expensive to capture, so leads companies will sell leads over and over. By time you buy lead, it could have been sold twenty times. Sometimes you’re first to buy and you will find some quality prospects, more often you’re not.

Method #4: Internet robots crawl web sites hunting for e-mail addresses associated with insurance and annuity content. Somebody might be inquiring about annuities on a newsgroup or forum, next thing they know they’re getting offers from annuity companies. The Annuity Lead companies don’t let you in on how they’ve harvested leads. It’s called spam and you could get in serious trouble for contacting these people unsolicited.

My contact did say there are decent leads sites. She said to check their policy to see if they guarantee leads. Keep in mind, just because they have a guarantee doesn’t mean you’ll get your money back if leads fail to produce results. But often sites with some kind of guarantee are sites that harvest only quality leads and only sell them once.

If you’re still of mind to try internet leads my advice is to try just a few. Don’t buy into a huge program that requires a minimum monthly or a large upfront purchase. Experiment a little with a cross-section of sites. Who knows, you may find one that’s legit that’ll help you make some money.

The loan lending companies available online not only will provide you finance but provide you information about where to stay, what places to visit, where to shop, what to see. Not only this, they arrange for you tickets, hotels, cab services etc. All you have to do is to click online and all information will be made available to you in a matter of seconds. Numerous varieties of holiday loan are available to suit your needs and requirements. You can repay loan between three to ten years. The far-sightedness of loan lending companies will benefit you in taking loan ideal to satisfy your motives. You can make use of their experience for your own benefits.

With so many options accessible, there is a room for people who have bad credit history. People with unimpressive personal credit history have also applied for holiday loans. CCJs, IVAs, defaults, arrears discharged bankers have also been considered and been successful in acquiring a holiday loan. It is interesting to see how there is a holiday loan created for any circumstance and condition. So, if you are a salaried person, employed, self-employed, unemployed or a housewife, retired, or a homemaker you are still eligible for a holiday loan.

Enough of damp and cold weather of Britain! You would certainly want to see sky in some other country, bask in sun and sip cocktail under lush palm trees, ski in Switzerland, unravel enigma of Pyramids, go on a cruise. Enough of watching world through net. Don’t have money? Don’t dampen your spirits! Get a holiday loan.