2. Let me get back with you. This method allows you to put some distance between yourself and requestor. Often we say Yes to a request because we feel pressure. By offering to get back with individual at later time, you create some breathing room that makes it easier for you to say No. As a tip, if someone is pressing you for an immediate answer, then it is in your best interest to say No on spot. If situation is urgent enough that it requires an immediate answer you may want to avoid getting involved.

3. No, but I can do something else. This option is excellent if you really want to help an individual but you know your time is limited. For example, someone asks you "Can you bring homemade cookies to picnic on Saturday?" You answer: "No, but I can stop by bakery and pick up some cookies." See difference?

Myrtis Smith is a career coach and the founder of Premeditated Life. At Premeditated Life, we have one focus: Your Career. We offer services to support your career goals, whether you are in transition, need help with your job search or want to improve your professional skills. For a FREE Career Assessment email: coaching@premeditatedlife.com www.premeditatedlife.com .......because life doesn't just happen!

If you answered "no" to most of those questions, time has come to stop hanging out with people who have less going for them than you do. Think about your goals, dreams and aspirations; make new friends who can support you in those. If you have plans to own your own business, befriend a business owner. If you dream of financial independence, find some like-minded individuals to add to your circle.

No one says you have to ditch our old friends, just make room for new ones.