The rise of interest-only loans, coupled with acceptable higher debt levels for borrowers and tightened bankruptcy laws will probably soon lead to an increase in foreclosures.

If you are buying a home with an interest only loan and value of that home drops... it is very easy for borrower to just walk away from payments. After all, they've built no equity in property.

Both Clinton and Bush administrations have pushed a policy of low interest rates and easy mortgage loan qualifying. If every voter has a home they are happy and will vote for party in power seems to be limit of political thought.

The truth may be that government is setting people up for failure and financial pain. Far to many people are buying homes they really can't afford. When interest rates rise... as they surely will... all those adjustable rate loans will act like debt-traps. Interest rates will go up while wages remain stagnate. The result? More foreclosures and financial ruin for many.

There are international forces at work that will not continue to support our government's wild spending habits by buying its low interest bonds. Interest rates must rise. sooner or later?

Bubble or normal cycle... it makes little difference. If you are an investor consider selling some of your properties to raise cash for awesome opportunities ahead. You know, buy low - sell high.

In our opinion, there is still profit opportunity if you buy at least 30% below current market value... with owner financing.

Prepare now for coming wave of preforeclosure opportunity. We recommend guide to preforeclosure profits you will find here http://digbig.com/4dmff

Mark Walters is an investor-entrepreneur helping other investors from his Web pages at http://www.Lease-Option-Sub2.com

Second ending: The committee has a semi-organized pile of various drafts of files distributed over seven separate hard-drives, with copies of drafts sent via email to other members of committee. The report is almost ready to be merged. Throughout negotiating and drafting process, law firm C has had Digital Thread technology inserting tracking data into each document which committee has worked on. Because all of documents have been tracked, even though others on committee may not have Digital Thread, representative from law firm C can see genealogy of every document and its who, what, when, and where with Version History. Representative C has spotless documentation because every time she sees a Document Signature at bottom of first page of document telling her which draft she opened, when latest changes were made, where it is stored, and who has taken action on it.

Representative C merges documents without disrupting order of suggested changes, finalizes document, rechecks final draft with both parties, and still has time before contract is due.

This is of course a make-believe story, or is it?