BUSINESS NAME

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INSURANCE

Whether you are renting or own your own living establishment, you most likely have insurance. With a standard homeowner policy, your home business will not be covered. This means that your homeowner's policy won't cover you for accidents involving your business. To cover your business, you should look into extending your liability insurance. You should also look into a policy endorsement, which will increase your business-related coverage and liability protection.

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**Family and Friends - There is nothing more detrimental to your productivity than a friend calling on a regular basis when you are trying to get work done. Family and friends might think that your job is not serious because you work from home. Point out to people who don't understand that you need to keep lines free for your clients or employer during day. If they just don't get hint, let answering machine pick up and screen your calls or get a second line for business and don't answer your home line while you are working.

**Prioritize Tasks - Understanding way that you work is essential if you are going to prioritize tasks. Find out what motivates you to work harder and what keeps you focused on your work. Reward yourself for completing a project. Take yourself to dinner or treat yourself to a massage.

**Equipment - Don't let old equipment slow you down. For example, if you are a web designer, worst thing you could do is buy a 28.8K modem. It is worth money to buy effective equipment that will save you time. Time is money.

**Take Breaks - Being trapped in your house all day could drive anyone nuts. Treat yourself to a break at least once a day. Go for a walk, read a book, or take a nap. When you get back from your break feeling refreshed, you will be surprised how much better you work.

If you follow these 7 guidelines, you will most defiantly have a more productive home office. Creating an atmosphere of a business is most important factor in creating a productive home office. Good Luck!

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