How to Save Up to 70% on Health Insurance Premiums

Written by Ryan Orrell


Continued from page 1

Another huge problem which I’ll go more in depth in another article is prescription drug cards. I really can’t see whererepparttar consumer wins here either. Don’t get me wrong, if you’re on an employer sponsored group health insurance plan your probably getting a good deal but I can assure you that your company is paying outrepparttar 106265 nose forrepparttar 106266 coverage you’ve come to love. I talk to people weekly who literally work for their health insurance coverage. If you can do without a prescription drug plan I would. It can generally save you 20 to 40% off your premium by not having this benefit.

Consumers usually pay 500 to 700 dollars a year for this benefit alone whilerepparttar 106267 average family who can qualify for individual or family medical plans don’t spend near this amount of money. And, once again when you finally use your cardrepparttar 106268 insurance company will generally offsetrepparttar 106269 cost at your renewal date by raising your health insurance premium. Cut out these things and go with a deductible of $1,000 or higher and you will definitely save yourself money both inrepparttar 106270 short and long term. Most of us can pay forrepparttar 106271 occasional doctor visit and prescription rather than giving our money up front torepparttar 106272 Insurance Company. Just a little food for thought.

Ryan Orrell has been a specialist in the field of health insurance since 1996 counseling hundreds of individuals and families on policies which may be right for them. Ryan is president of http://www.quotemonster.com, an online shopping service designed to help individuals and families find affordable health insurance plans. This article is also posted on the Web at http://www.quotemonster.com/health-insurance-article-1.html


Book Summary: The Rebel Rules

Written by Regine P. Azurin


Continued from page 1

Their passion comes out naturally because they are great storytellers and communicators. They listen to people carefully.

Successful rebels possess high integrity and trustworthiness. They arerepparttar epitome of grace under pressure, they stand up for their beliefs despite popular thinking.

Successful rebels are lifelong learners. They are also good teachers.

They are resourceful enough to find solutions and fix situations. They know how to negotiate deals and have all parties torepparttar 106264 deal come away satisfied.

Successful rebels are agile enough to spring into action when necessary, and seem to be “Open 24 hours”. They have boundless energy, and like a Quarterback, movesrepparttar 106265 ball acrossrepparttar 106266 field and getsrepparttar 106267 job done.

Successful rebels are amazing networkers, multi-taskers, and are very driven individuals who do not easily get distracted from their goals.

Successful rebels follow their companies core values, and “walk their talk”.

Successful rebels know how to keep their employees happy. They give them intangible benefits like high self-esteem, rewards for achievements, and a positive working environment.

Successful rebels inspire their employees to think like business owners. Open-book management, popularized by Jack Stack, is a way of sharing financial information in a fun, educational format to make employees understand how their work earns forrepparttar 106268 business. You can be sure that when you explain clearly how tardiness affectsrepparttar 106269 bottom line, affecting everyone’s mid-year bonus, employees will start showing up earlier for work.

A few ideas on how to make employees think like entrepreneurs: 1. Postrepparttar 106270 critical numbers on a scoreboard in a fun, visual format. 2. Conduct basic financial training and develop strategies for making an impact. 3. Reviewrepparttar 106271 success of those strategies and “best practices”. 4. Play a game with a critical number and make itrepparttar 106272 goal-of-the-month or something. 5. Set up a reward bonus system and give recognition as often as possible. 6. Communicaterepparttar 106273 results throughout your organization. 7. Ask new employees to comment onrepparttar 106274 company’s business practices after their first 30 days. 8. Have a brainstorming party or game with prizes forrepparttar 106275 best ideas 9. Have managers visit competitors and gather after a week to compare notes. 10. Have regular meetings with frontline staff to wring out allrepparttar 106276 information they learn. 11. Give your managers a free subscription torepparttar 106277 industry magazine. 12. Study a role model company or a competitor, you could all go on a retreat or buy managers a copy ofrepparttar 106278 role model company’s literature. 13. Write a book with funny stories about how your company serves its customers.

Rebels encourage creativity and individuality within their own companies. They allow themselves and their employees enough free time for a life outside of work, for leisure and recreation.

By: Regine P. Azurin and Yvette Pantilla http://www.bizsum.com "A Lot Of Great Books....Too Little Time To Read" Free Book Summaries Of Latest Bestsellers for Busy Executives and Entrepreneurs Mailto:freearticle@bizsum.com

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Regine is the President of BusinessSummaries, a site that provides free-of-charge business book summaries from the latest best-sellers for busy executives and entrepreneurs


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