When putting together a basic web site proposal, you should include following elements:

Your Information: Your background or company history, qualifications, skills, past achievements and contact details.

Project Overview: The company you are submitting proposal for, your understanding of their products and services, target market, goals of web site and a rough outline of how you will acheive them.

Theme: A description of style of site you are proposing. Elements from client's current branding you will utilise or new elements you will develop.

Special Considerations: such as language, security or other issues pertaining to company, site or target market that will need to be addressed.

Flowchart: A diagram showing different pages of site how navigation will occur.

Flowchart Description: A detailed description of each page.

Development Timeline: This should be a description of each stage of development, estimated completion date and notes regarding client consultation and supply of information/feedback from client. This may also include milestone payments for involved projects and site promotion activities. Make it clear that traffic takes time to build up after implementation and promotion should only occur after site has been tested thoroughly. Improper implementation can cost months of traffic.

Costing: A descriptive breakdown of costing and total of quote including an end date before price will need to be re-calculated. This will include items such as domain name registration, hosting fees and outsourcing for sections of site you will not be able to develop yourself. Ensure you take into account items including travel time, electricity,telephone amd consumables. Factor in cost of proposal as well; a good proposal will take hours of your time and you should be compensated for that. In your eagerness to gain contract, you may lose money if you quote too close to bone. Bear in mind that things rarely go strictly to plan in web design and delays can be expected. Time is money. The going rate for web design services seems to be between US$25-$75 per labour hour at present; dependent upon complexity of task and competency of designer.

Once upon our time a young carefree American population became consumed by lust and desire to gain more and more money. An itch slowly turned into an insatiable appetite to attract opposite sexy sectors.

The stock pickers in fields of Wall Street fell head over heels for greedy gain. The love affair with stocks became an emotional gyration of worship or abomination: One day analyst will fall in love with a stock at $60 but if his love is ill founded a divorce is announced when stock is trading at $15. This is a very costly affair. Why didn't analyst keep his affair a secret?

Today in America 86,000,000 million people are invested in stock market and all have been invited to wedding. Will it be a fairy tale of mutual fund respect or a story of a romance that ended on rocks of ignorance?

For a lasting relationship we must know all about our partner before we commit ourselves to an agreement that could end abruptly. Love soon turns to hate -- Greed to fear.

The way public has been hoodwinked by establishment is nothing short of a money hunting suitor looking for a dumb rich bride. The folks who organize wedding get paid no matter if wedding is a success or not. So it is with stock market. Each brick in stock brokers building is paid for by guests invited to wedding taking place in grand ballroom of investments.