Work At Home, Go Bankrupt At Home--It's Your Choice

Written by Isaiah Hull


You may use this article for reprint, as long as it remains unaltered andrepparttar resource box and author information are included. - Isaiah Hull

Work At Home, Go Bankrupt At Home--It's Your Choice

If you want to make an income working at home, you must mitigate spending inrepparttar 116664 early phases of your venture. If you spend wildly, you will never make money. I can promise you this now. It happens to almost every person who tries to work at home; it happened to me and I nearly gave up, too.

It is fine to set high goals, but you must always be grounded in reality when it comes to your finances. You must record your expenses and you must plan to buy certain products and services at certain times. If you do not do this, you will overspend and you will fail. This is a guarantee.

Part of careful budgeting is learning what works and what does not. As annoying as it may seem, it is essential to trackrepparttar 116665 results you get from all forms of advertising and expenses. You will have to slash unnecessary costs if you want to succeed. If your marketing plan is to purchase every opportunity you find, operate on a high out-of-pocket budget, and hope that throwing money at your problems will fix them, you wont seerepparttar 116666 results you want. You will slowly lose money and confidence.

I do not care how much money you are willing to lose: your success will be directly related to your patience and repparttar 116667 economics of your business model--not an opportunity you might happen to stumble over one day.

Patience is something you either have or will develop quickly working at home. If you do not haverepparttar 116668 patience to work out problems, to findrepparttar 116669 best products and services without buying each one, and to buy only when you need to--not when you feelrepparttar 116670 impulse--you will waste a lot of money; however, this problem will work itself out: either you will go broke and give up--or you will learn to have patience.

The economics of your business model is also something that you will shape over time and continually change. When you begin your work at home venture, it is essential to research your field, findrepparttar 116671 best opportunities, verify them through multiple independent sources, and then create a budget based on your best judgement. It is also essential to be selective when you alter your budget. When you find an opportunity or service that you really want to purchase, write it down. Find more information about it. Come back to it atrepparttar 116672 start of your new budget period.

What to do When You receive a Bad Check

Written by Stephen Bucaro


---------------------------------------------------------- Permission is granted forrepparttar below article to forward, reprint, distribute, use for ezine, newsletter, website, offer as free bonus or part of a product for sale as long as no changes are made andrepparttar 116663 byline, copyright, andrepparttar 116664 resource box below is included. ----------------------------------------------------------

What to do When You receive a Bad Check

By Stephen Bucaro

As a small business operator, personal checks may be one method to receive payment for your goods or services. As a way to receive payment, a personal check is actually better than credit cards becauserepparttar 116665 fees are less and there can be no charge back.

Fortunately, most people are honest and studious in taking care of their checking account. But sooner or later every small business operator will receive a bad check. The first thing to do is politely contactrepparttar 116666 individual and give them an opportunity to makerepparttar 116667 check good.

Most times you'll find thatrepparttar 116668 customer has simply been careless with their checking account or finances. They will probably be embarrassed aboutrepparttar 116669 incident and will immediately replacerepparttar 116670 check with a good one. Unfortunately, there are rare occasions whenrepparttar 116671 individual who gave yourepparttar 116672 bad check decides to make themselves scarce.

Note: If a personal check is for more than a few dollars, it's best to letrepparttar 116673 check clear before deliveringrepparttar 116674 product or service. Say, for example, that someone wants to buy your car with a personal check for twice whatrepparttar 116675 car's worth. Remember, a check is just a piece of paper until after it clears. They can return to pick uprepparttar 116676 car afterrepparttar 116677 check clears, or you can offer to drive withrepparttar 116678 individual to their bank to getrepparttar 116679 cash.

There are three reasons why a personal check may not clear: "insufficient funds", "account closed", or "stop payment". The proper action to take depends upon whyrepparttar 116680 check didn't clear. Ifrepparttar 116681 check is returned for "insufficient funds", and you can't locaterepparttar 116682 individual who wroterepparttar 116683 check, file a crime report at your local police station. If a police investigator can locaterepparttar 116684 individual who passedrepparttar 116685 bad check, that individual will be required to pay you and/or spend some time behind bars.

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