Work At Home, Go Bankrupt At Home--It's Your ChoiceWritten by Isaiah Hull
You may use this article for reprint, as long as it remains unaltered and resource box and author information are included. - Isaiah HullWork At Home, Go Bankrupt At Home--It's Your Choice If you want to make an income working at home, you must mitigate spending in early phases of your venture. If you spend wildly, you will never make money. I can promise you this now. It happens to almost every person who tries to work at home; it happened to me and I nearly gave up, too. It is fine to set high goals, but you must always be grounded in reality when it comes to your finances. You must record your expenses and you must plan to buy certain products and services at certain times. If you do not do this, you will overspend and you will fail. This is a guarantee. Part of careful budgeting is learning what works and what does not. As annoying as it may seem, it is essential to track results you get from all forms of advertising and expenses. You will have to slash unnecessary costs if you want to succeed. If your marketing plan is to purchase every opportunity you find, operate on a high out-of-pocket budget, and hope that throwing money at your problems will fix them, you wont see results you want. You will slowly lose money and confidence. I do not care how much money you are willing to lose: your success will be directly related to your patience and economics of your business model--not an opportunity you might happen to stumble over one day. Patience is something you either have or will develop quickly working at home. If you do not have patience to work out problems, to find best products and services without buying each one, and to buy only when you need to--not when you feel impulse--you will waste a lot of money; however, this problem will work itself out: either you will go broke and give up--or you will learn to have patience. The economics of your business model is also something that you will shape over time and continually change. When you begin your work at home venture, it is essential to research your field, find best opportunities, verify them through multiple independent sources, and then create a budget based on your best judgement. It is also essential to be selective when you alter your budget. When you find an opportunity or service that you really want to purchase, write it down. Find more information about it. Come back to it at start of your new budget period.
| | What to do When You receive a Bad CheckWritten by Stephen Bucaro
---------------------------------------------------------- Permission is granted for below article to forward, reprint, distribute, use for ezine, newsletter, website, offer as free bonus or part of a product for sale as long as no changes are made and byline, copyright, and resource box below is included. ----------------------------------------------------------What to do When You receive a Bad Check By Stephen Bucaro As a small business operator, personal checks may be one method to receive payment for your goods or services. As a way to receive payment, a personal check is actually better than credit cards because fees are less and there can be no charge back. Fortunately, most people are honest and studious in taking care of their checking account. But sooner or later every small business operator will receive a bad check. The first thing to do is politely contact individual and give them an opportunity to make check good. Most times you'll find that customer has simply been careless with their checking account or finances. They will probably be embarrassed about incident and will immediately replace check with a good one. Unfortunately, there are rare occasions when individual who gave you bad check decides to make themselves scarce. Note: If a personal check is for more than a few dollars, it's best to let check clear before delivering product or service. Say, for example, that someone wants to buy your car with a personal check for twice what car's worth. Remember, a check is just a piece of paper until after it clears. They can return to pick up car after check clears, or you can offer to drive with individual to their bank to get cash. There are three reasons why a personal check may not clear: "insufficient funds", "account closed", or "stop payment". The proper action to take depends upon why check didn't clear. If check is returned for "insufficient funds", and you can't locate individual who wrote check, file a crime report at your local police station. If a police investigator can locate individual who passed bad check, that individual will be required to pay you and/or spend some time behind bars.
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