Why buy stock house plans vs. custom? - Part II

Written by Mark Mathis


Stock Houseplans

Stock house plans are, by contrast, home designs which have been developed to fitrepparttar needs of a particular group ofrepparttar 150844 general populace. They are not custom designed for a particular person, but rather, standardized forrepparttar 150845 needs of a larger group.

Stock homeplans normally includerepparttar 150846 "most requested" features including square footage, room dimensions, floorplan layout, amenities, and other like features. These house plans provide an excellent value when compared torepparttar 150847 corresponding price of a set of fully custom house plans which may exceed several thousand dollars.

When you buy a stock house plan, you're not paying forrepparttar 150848 countless hours spent drawing up a plan, re-workingrepparttar 150849 plan, and finalizing drafts. You're paying a reduced fee for a single re-use of that plan.

Advantages:

- Significantly less expensive - Minor plan modifications can usually be made byrepparttar 150850 original designer or a local designer for a minimal charge. - Very simple and quick purchase process - Can submitrepparttar 150851 plans for a building permitrepparttar 150852 day after receiving

Disadvantages:

-Not as extensively customizable

First Checking Account Ė When is it Time?

Written by Robb Ksiazek


We all know that money doesnít grow on trees, but we all need it to survive. The use of cash will only go so far in life, as you canít send it throughrepparttar mail. Checking accounts are relied upon to manage our finances and to send in payments for cable, phone, mortgages, etc. Even in this new era of ecommerce, it is still necessary to haverepparttar 150843 resources that a checking account provides.

When isrepparttar 150844 right time for kids to get their own checking accounts? There is a lot of debate among parents and bankers on this idea. Bankers will open a checking account for anyone who they feel is fit to have one. Parents have two sides torepparttar 150845 story. Some parents think their kids should have one as soon as they can because it teaches them valuable lessons. Other parents believe their children donít need checks at young ages.

There are some good questions to ask yourself in order to find out ifrepparttar 150846 time is right for checking responsibilities:

  • Do they need an account? What expenditures do they have?
  • Do you have any reservations in co-signing?
  • Are they responsible, i.e. hold a job, get good grades, etc.
  • Will they allow your intervention when it need be?
  • Will you be able to monitorrepparttar 150847 account onrepparttar 150848 internet?

Checking accounts and kids really revolve around common sense. You should know if your child is capable of handlingrepparttar 150849 responsibilities of writing checks. What really helpsrepparttar 150850 arrangement is parental participation. Parents should be able to help their kids with any questions they will have and teach them how to balance and reconcile.

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