Stock house plans are, by contrast, home designs which have been developed to fit needs of a particular group of general populace. They are not custom designed for a particular person, but rather, standardized for needs of a larger group.

Stock homeplans normally include "most requested" features including square footage, room dimensions, floorplan layout, amenities, and other like features. These house plans provide an excellent value when compared to corresponding price of a set of fully custom house plans which may exceed several thousand dollars.

When you buy a stock house plan, you're not paying for countless hours spent drawing up a plan, re-working plan, and finalizing drafts. You're paying a reduced fee for a single re-use of that plan.

Advantages:

- Significantly less expensive - Minor plan modifications can usually be made by original designer or a local designer for a minimal charge. - Very simple and quick purchase process - Can submit plans for a building permit day after receiving

Disadvantages:

We all know that money doesn’t grow on trees, but we all need it to survive. The use of cash will only go so far in life, as you can’t send it through mail. Checking accounts are relied upon to manage our finances and to send in payments for cable, phone, mortgages, etc. Even in this new era of ecommerce, it is still necessary to have resources that a checking account provides.

When is right time for kids to get their own checking accounts? There is a lot of debate among parents and bankers on this idea. Bankers will open a checking account for anyone who they feel is fit to have one. Parents have two sides to story. Some parents think their kids should have one as soon as they can because it teaches them valuable lessons. Other parents believe their children don’t need checks at young ages.

There are some good questions to ask yourself in order to find out if time is right for checking responsibilities:

• Do they need an account? What expenditures do they have?
• Do you have any reservations in co-signing?
• Are they responsible, i.e. hold a job, get good grades, etc.
• Will they allow your intervention when it need be?
• Will you be able to monitor account on internet?