Why Now Could Be The Best Time to Make Money On The Stock Market?Written by Cory Bain
Do you wish to make money on stock market? Would you like to know why there could be no better time then now to make money on stock market? The answer is demographics. Demographics is statistical study of human population. No doubt you have heard of baby boom generation. These are individuals born between years 1946-1964. They are important because they make up a large percentage of most western civilizations. In fact, Canada has largest percentage of baby boomers per capita.The baby boom generation has been influencing our economy throughout their entire lives. For example: ·The baby food boom of 1950’s ·The large increase in new schools built in North America during 1960’s ·Inflation in 1970’s ·The real estate boom of 1980’s ·The explosive growth of mutual fund investing in 1990’s Also consider these scary facts from a recent study from US Department of Labor: ·Only 57% of all households have a retirement account. ·The average total financial assets is $101,518.85 ·The average retirement savings is $49,944.82 ·The median retirement savings is $2,000, which suggests majority of households are below average. You can read study yourself at http://www.bls.gov/opub/cwc/cm20050114ar01p1.htm We have a large percentage of population approaching retirement and on average not prepared financially. It is only human nature to procrastinate, to enjoy present and wait till last moment to prepare for future. How can this information help you make money on stock market? The baby boomer generation is entering their most financially productive years. Most have completely paid off their homes and have a great deal of income to invest into their retirement savings. The influx of capital into stock market will cause market as a whole to increase. That is why many leading stock market forecasters, such as Harry S. Dent, see a very strong boom in stock market starting around 2005-2006. During this boom Dow Jones is predicted to increase to 40,000. This is nearly a 400% increase from its current value of roughly 10,600.
| | UK Student Loans ExplainedWritten by Joseph Kenny
Student loans seem to be only feasible way out to pursue higher studies for average student in UK. Things become all more difficult for those without university funding. The government, in its efforts to make further education affordable, had undertaken quite a few steps to buffer educational finance. A significant step towards this end was formalising of Student Loans scheme.The Student Loans scheme was meant to help students with their costs of living during their period of study. With credit market in UK specialising and booming with respect to various economic spheres, student loans from private players are gradually becoming easier to get. Numerous lending agencies are eager to offer you a student loan after taking care of every odd problem a borrower may have. The student loan or support schemes available in UK for various types of education & training within Britain are numerous. The specifications for student loans differ on basis of type of course for which funding is needed, that is, full, part-time, or distance courses at UK universities and also nationality, region, merit, and financial capacity of student. The student loan specifications and categorisation also change according to study level students planning to go to Further Education, currently in Further Education, left Further Education, Gap Year, students with children, disabled students, postgraduate students, mature students, teachers, NHS funded students, students in Scotland, students in N. Ireland & EU students.
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