Why Lotto Wheeling Systems Work

Written by Mandy Sheridan


You may occassionally come across websites or individuals who claim that lottery 'wheeling' doesn't work (wheeling is multiple entries using combinations of a set of numbers). The usual justification for this is that they say you are enteringrepparttar same number multiple times in order to create your wheel, and thus spending money needlessly. They are correct in one sense - after all, you could cover allrepparttar 112012 49 numbers inrepparttar 112013 UK national lottery (the 'Lotto') in only 9 tickets (6 different numbers per ticket). Onrepparttar 112014 other hand, any wheel must 'combine'repparttar 112015 numbers you want in order to create possible wins on any one ticket, so, for example, you might cover only 10 or 12 numbers withrepparttar 112016 same number of tickets in order to create a guaranteed '3' win.

But... and it's a big but, inrepparttar 112017 first situation, you have only 9 chances to winrepparttar 112018 jackpot (i.e. 6 from 6 correct) and only a slim chance of any other prize too. A '3' win, for example,repparttar 112019 lowest win possible inrepparttar 112020 UK Lotto is actually quite remote, clocking in at about 55 to 1 against. In other words, if you enter your 9 tickets every week, you might expect 3 numbers once every 5 weeks or so - hardly a great return on your $50 investment!

And this is why wheels are so good - they allow you to cover large 'ranges' of numbers without buying allrepparttar 112021 tickets you would normally need to getrepparttar 112022 same sort of cover. The older less popular wheel would usually require you to buy a lot of tickets, but would guaranteee a certain outcome if you managed to 'catch' a certain number of draws in your picks. Good modern

How To Choose An Equipment Leasing Company

Written by George A. Parker


Leasing has become a preferred form of equipment financing, accounting for more than 30% of business equipment acquisitions. Each year, thousands of U.S. companies facerepparttar challenge of finding attractive financing to acquire business equipment. Many of these companies approachrepparttar 112011 lease sourcing process seekingrepparttar 112012 lowest lease rate. While securing a low rate is a worthwhile goal in choosing a leasing arrangement, it alone is usually not a reliable standard for obtainingrepparttar 112013 best lease transaction or leasing experience.

To obtain attractive lease proposals and to avoid lease blunders, make sure you chooserepparttar 112014 right leasing companies to bid. Ultimately,repparttar 112015 wrong lessor choice can result in a slow approval, inability ofrepparttar 112016 lessor to deliver, hidden fees, substandard lease terms, or worst. To securerepparttar 112017 best lease arrangement, you must do your homework in pre-qualifying bidding leasing companies. Give this aspect of obtaining an attractive lease arrangement your highest priority.

How Leasing Companies Differ

Leasing companies can vary in a number of ways. Some specialize in specific industries, some in lease types, some in certain equipment types, and still others in transaction sizes. For example, some leasing companies specialize only in a single industry like health care, printing, agriculture, or transportation. Others focus exclusively on a lease type. They may only offer operating leases for equipment with attractive residual values. Some lessors specialize in full-payout finance leases. Still others focus on small ticket transactions with equipment cost under $ 100,000. It is important to understandrepparttar 112018 specialization ofrepparttar 112019 lessors bidding on your lease transaction. To getrepparttar 112020 most attractive deal and to avoidrepparttar 112021 run-around, stick with lessors who focus onrepparttar 112022 type of transaction you are seeking.

Leasing companies also differ in resources and capabilities. Many large leasing companies are owned by banks, financial companies, or other large industrial concerns. These firms usually have abundant resources and expertise in a number of leasing segments. Mid-size and smaller leasing companies greatly outnumber large lessors. While these companies cannot matchrepparttar 112023 resources of their larger brethren, they often have highly skilled professionals, sufficient resources and more flexibility to meet lessee needs. The goal is to obtainrepparttar 112024 best leasing arrangement for your firm. By establishing priorities forrepparttar 112025 leasing arrangement you are seeking, you will be able to determine whether a leasing firm with sizeable resources or one that is nimble and flexible is a better choice.

When And Where To Look

The time to start your search for a leasing company is early inrepparttar 112026 lease-planning phase, once you have established criteria for a leasing arrangement. Some criteria to consider for a leasing arrangement are: pricing, monthly cash outlay, financial statement impact,repparttar 112027 appropriate lease type, lease term, lease flexibility, lease facility size, and whether your equipment will be accepted for lease. Use criteria like these andrepparttar 112028 qualities you are seeking in a leasing company to start your lessor search. A great starting point for finding bidding leasing companies is through professional and personal referrals. Check with your attorney, your accountant, bank contacts and colleagues in your industry. Also ask friends and acquaintances who use leasing in their businesses. Asked them for contacts at leasing companies that specialize in your industry or that offerrepparttar 112029 type of lease you are seeking. Call your industry association and ask whether they have names of leasing companies serving others in your industry.

Another approach is to call a couple ofrepparttar 112030 major equipment leasing trade associations. Major association websites include: www.elaonline.com, www.eael.org, www.uael.org, www.naelb.org, www.aglf.org, www.mael.org, and www.nvla.org. Describerepparttar 112031 type of equipment andrepparttar 112032 industry you are in. Ask whether they are in a position to provide you with a list of members to contact regarding your lease. If you receive such a list, you may need to narrowrepparttar 112033 candidates based on further homework andrepparttar 112034 criteria you have established.

Evaluating Leasing Companies

Qualities to look for in any leasing company you consider include: 1) experience and expertise; 2) reputation; 3) ability to perform; and 4) a relationship approach.

Interview prospective bidders carefully. Discuss their expertise and experience inrepparttar 112035 leasing business. Ask about experience withrepparttar 112036 type of transaction you are seeking, involvement with similar firms in your industry, andrepparttar 112037 types of lease products they offer firms like yours. Discuss your equipment needs. Find out whether they will be able to lease most ofrepparttar 112038 equipment you need. Ask whether they will finance your lease using internal funding or whether they will brokerrepparttar 112039 lease to another funding source.

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