Yes, if you do not have accountability, you have taken away your own money! According to NLP experts, 95% of people in this world live their live below line. They blame others for their own problems, come up with excuses and worst of all, deny what they are doing is their fault. Sounds too common? Many people blame government, blame economy, and blame VAT or GST (tax) increase etc for their business woes. The remaining 5% of people (successful people) live their live above line. They take ownership of their situation, take responsibility for their actions, and be accountable to themselves.

The Second Person is Your Lack of Planning

Yes, if you have no planning, or you are simply reacting to everyday challenges, you're simply taking away your own money! To take back your money, respond, don't react. You can choose to over-respond if you like. Like faced with a new competitor, you can simply react by cutting your price, or you can over-respond by always maintaining a USP so that there is no real competitor.

The Third Person is Your Customers

So, at time I got my first digital camera a friend of mine was playing in a rock band, and needed pictures for their web pages and promotional printings and ads. When I first began to do their photography, I had NO IDEA what it all would lead to... and now I will reveal to you some of MANY ways to make money, part-time, with your love for photography!

Now, at clubs my friend's band played in- a lot of time they would be in a line-up of 3 bands for evening, of which I shot live pictures of my friend's band's performance. Then I got another idea, I'm there already, usually to finish night with band, so I started to take pictures of other bands. Afterwards, as they were breaking down their equipment, I introduced myself as other bands photographer, and explained that I liked their music and look- and also took pictures of them also.

I got names of band members, jotted down notes about which instruments each one played, and then got a mailing address to reach them. I told them that I was going to print up some proof sheets and send them off to them... all were very agreeable and willing (and why not, it doesn't cost them a thing).

Then I printed proof sheet(s), and selected three of what I thought were best- of which I made a little bigger on a seperate sheet and used Photoshop to refine and enhance images prior to printing (all on my little ink-jet printer).

I composed a form letter that I could customize for each mailing explaining details like:

- The first proof sheet was all of raw digital images

- The second one with larger images was digitally self enhanced