Judges and courts interpretation of insurance contracts largely depend on what clients’ objective expectations are of policy, reasonably. But personal expectations of policy holder and are not reasonably supported by contents of contract is unenforceable.

The term “limits” refers to amount of insurance coverage. It is ruled that exceptions and limitations in a policy must be explained clearly in a language that’s understandable for all. This is so in order that there will never be denials of coverage. As such, insurance policy’s exclusions and limitations are always narrowly or strictly interpreted. Whenever there is a muddle over multiple meanings of exclusions or limitations, court has to interfere to give narrowest explanation.

Terry Dashner…………………Faith Fellowship Church in Broken Arrow, OK 74013

As you know I have utmost respect for Dr. D. James Kennedy. I listen to what he says. His voice helps direct America back to her founding heritage—Jesus Christ. I like that.

The other day I sent $30 to help support his radio and TV ministry. What I received in return is beyond good. It is really good. In response to small gift I gave, I was sent former Chief Justice of Supreme Court of Alabama Judge Roy Moore’s new book entitled, So Help Me God.

Wow! At a time in my life when I thought that all good books had already been written and read by me, a book like this falls into my hands. Talk about inspiring, this read is a must read for anyone who stands on principle. Whether or not one agrees with Moore’s politics, this man is a man of principle, and that is inspiring. I’d like to highlight some of his thoughts made public in this wonderful book.

The book is published by Broadman & Holman Publishers in Nashville, TN and it carries subtitle, The Ten Commandments, Judicial Tyranny, and The Battle For Religious Freedom.

Listen to this: “The same year I was busy creating carved plaque of Ten Commandments, United States Supreme Court was busy taking them of wall of a Kentucky schoolhouse. The court in Stone v. Graham stated:

“‘The Ten Commandments are undeniably a sacred text in Jewish and Christian faith, and no legislative recitation of a supposed secular purpose can blind us to that fact…If posted copies of Ten Commandments are to have any effect at all, it will be to induce school children to read, meditate upon, perhaps to venerate and obey, Commandments. However desirable this might be as a matter of private devotion, it is not a permissible state objective under Establishment Clause.’

“How could Supreme Court of United States draw such a ridiculous conclusion? Surely judges and justices should regard laws against killing, adultery, stealing, lying, and disregard of parental authority as desirable rules. And certainly a callous disregard of God’s law today has fostered an atmosphere in which murder, rape, robbery, and all forms of disobedience of authority are more commonplace in public schools than they were in 1980.