What to do When an Insurance Company Breaches its Contract

Written by Lala C. Ballatan

Seldom do we understand some ofrepparttar mumbo jumbo in policy statements and contracts insurance policies that we avail of. However,repparttar 119149 insurance law regularly provides that should there be a vagueness or uncertainty in a policy, whether inrepparttar 119150 choice of words or meaning, should be resolved favoringrepparttar 119151 policyholder and againstrepparttar 119152 insurer. But if there’s no unclear content inrepparttar 119153 coverage andrepparttar 119154 policy is clear and explicit,repparttar 119155 clear meaning will be enforced.

Judges and courts interpretation of insurance contracts largely depend on whatrepparttar 119156 clients’ objective expectations are ofrepparttar 119157 policy, reasonably. But personal expectations ofrepparttar 119158 policy holder and are not reasonably supported byrepparttar 119159 contents ofrepparttar 119160 contract is unenforceable.

The term “limits” refers torepparttar 119161 amount of insurance coverage. It is ruled that exceptions and limitations in a policy must be explained clearly in a language that’s understandable for all. This is so in order that there will never be denials of coverage. As such, insurance policy’s exclusions and limitations are always narrowly or strictly interpreted. Whenever there is a muddle over multiple meanings of exclusions or limitations,repparttar 119162 court has to interfere to giverepparttar 119163 narrowest explanation.

So, why are we giving these bits of details regarding insurance policies to you? Its’ because that we’d like for you to know what to do if you, as a policyholder, have any lack of knowledge or misunderstanding with regards torepparttar 119164 insurance policy you’ve taken. Results like loss of benefits or forfeiture of rights, loss of benefits. You must know that as an insured, an insurer is required to bring to your attention some relevant information. It will also enable you to take action and securerepparttar 119165 rights provided byrepparttar 119166 policy.

You've got to read this book...

Written by Terry Dashner

“You Must Read this Book”

Terry Dashner…………………Faith Fellowship Church in Broken Arrow, OK 74013

As you know I haverepparttar utmost respect for Dr. D. James Kennedy. I listen to what he says. His voice helps direct America back to her founding heritage—Jesus Christ. I like that.

The other day I sent $30 to help support his radio and TV ministry. What I received in return is beyond good. It is really good. In response torepparttar 119148 small gift I gave, I was sent former Chief Justice ofrepparttar 119149 Supreme Court of Alabama Judge Roy Moore’s new book entitled, So Help Me God.

Wow! At a time in my life when I thought that all good books had already been written and read by me, a book like this falls into my hands. Talk about inspiring, this read is a must read for anyone who stands on principle. Whether or not one agrees with Moore’s politics, this man is a man of principle, and that is inspiring. I’d like to highlight some of his thoughts made public in this wonderful book.

The book is published by Broadman & Holman Publishers in Nashville, TN and it carriesrepparttar 119150 subtitle, The Ten Commandments, Judicial Tyranny, and The Battle For Religious Freedom.

Listen to this: “The same year I was busy creatingrepparttar 119151 carved plaque ofrepparttar 119152 Ten Commandments,repparttar 119153 United States Supreme Court was busy taking them ofrepparttar 119154 wall of a Kentucky schoolhouse. The court in Stone v. Graham stated:

“‘The Ten Commandments are undeniably a sacred text inrepparttar 119155 Jewish and Christian faith, and no legislative recitation of a supposed secular purpose can blind us to that fact…Ifrepparttar 119156 posted copies ofrepparttar 119157 Ten Commandments are to have any effect at all, it will be to inducerepparttar 119158 school children to read, meditate upon, perhaps to venerate and obey,repparttar 119159 Commandments. However desirable this might be as a matter of private devotion, it is not a permissible state objective underrepparttar 119160 Establishment Clause.’

“How couldrepparttar 119161 Supreme Court ofrepparttar 119162 United States draw such a ridiculous conclusion? Surely judges and justices should regard laws against killing, adultery, stealing, lying, and disregard of parental authority as desirable rules. And certainly a callous disregard of God’s law today has fostered an atmosphere in which murder, rape, robbery, and all forms of disobedience of authority are more commonplace in public schools than they were in 1980.

“The Ten Commandments are not only a sacred text inrepparttar 119163 Jewish and Christian faiths, asrepparttar 119164 Supreme Court stated in Stone v. Graham. They are God’s revealed, divine law andrepparttar 119165 basis on which our morality depends…Inrepparttar 119166 Farewell Address, George Washington, atrepparttar 119167 conclusion of his second tern as our nation’s first president, remindedrepparttar 119168 people that virtue or morality is important torepparttar 119169 welfare of our nation, and that attempts to destroy or take lightly this foundation of popular government would be detrimental torepparttar 119170 country. He stated, ‘Tis substantially true that virtue or morality is a necessary spring of popular government…Who that is a sincere friend to it can look with indifference upon attempts to shakerepparttar 119171 foundation ofrepparttar 119172 fabric? Promote, then, as an object of primary importance, institutions forrepparttar 119173 general diffusion of knowledge.’

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