What is the difference between HMO and PPO dental plans?Written by Dentistry21 Editorial Team
You can re-publish this article as long as you provide clickable links to source. A courtesey email to marketing@dentistry21.com will be appreciated. What is difference between HMO and PPO dental plans? If your employer offers dental benefit or if you are shopping for it yourself you often come across two terms: 1. Dental HMO plans (DMO) 2. Dental PPO plans To be able to make a correct decision you should know difference between two, and I don't mean coverage difference that is usually presented by insurance companies. What I mean is real difference. You should know how they pay doctors and which plans doctors favor. Why? Because eventually it is dentist that will provide service to you and not insurance company. So, no matter what insurance company claims their doctors have to do, your dentist will treat you as he or she sees fit. To look at issue from perspective of a dentist, let's see how they differ in terms of payments to doctors. 1. The PPO plans PPO plans, also called preferred provider plans, pay doctors based on procedures they perform. In other words, for each approved treatment or service performed by your dentist insurance company sends him a payment (assuming other limitations don't apply). When you are talking about this kind of coverage, it means more your doctor does more he is paid. Of course there are checks and balances in place to make sure doctors overall performance is acceptable.
| | Hearing Aid Technology Improves Quality of Life for the Hearing ImpairedWritten by Max Stein
Hearing is one of those things we tend to take for granted. Unless we lose our hearing, it’s not something we think about mechanics of very often. We put more thought into arrangement of our surround sound speakers than our hearing. As a result, if we develop hearing impairment, we don’t take into account some of hearing aid options available. Though not all hearing loss can be treated with hearing aids, most common forms of hearing loss typically can be treated.Hearing aids have developed significantly over years. Technological developments have allowed hearing aids to “hear” better for us while becoming so small, they can barely be seen. The basic concept of a hearing aid has been to amplify all sound – this includes voices as well as other “noise” in background. Now, if you have hearing loss in a particular frequency range, but your hearing aid amplifies all sounds – net result is an amplification of sounds you can already hear, but no improvement in sounds you can’t. This result leads to a lot of frustration. On other hand, new hearing aids offer amplification for specific frequency ranges, while leaving rest at a normal level. The result is better hearing and less frustration for hearing aid user. Contemporary hearing aids can be custom made to cover your specific type of hearing loss or pre-programmed to adjust to a variety of environmental settings.
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