Everyone knows it’s difficult to time sale of one property to coincide with purchase of another property. The slightest delay can wreak havoc on transactions and create obstacles that are difficult to overcome. Having to pay two mortgages, whether for residential or commercial purposes, for any length of time can spell financial disaster. This is where bridging finance helps.

The goal of a bridge loan is to remove this financial obstacle so that a commercial transaction can proceed. In majority of situations, “bridging finance” provides additional funding so a company can continue to pay lease on its existing commercial property for as long as it remains on market. There is a process to go through before a bridge loan is approved. If you’ve already developed a relationship with an institution, that’s a good place to begin. If not, it’s time to start looking for a lender with which you feel comfortable. Go through bridge loan pre-approval process to see how much of a loan you qualify for. With pre-approval in hand, you can act quickly once a desirable commercial property becomes available.

If you are a baby boomer, time is not on your side. Many baby boomers see retirement age fast approaching with little to nothing in way of retirement assets that will allow them to actually retire and live a comfortable lifestyle.

With benefit of time in short supply, substantial investment performance in a shorter than normal time frame becomes strikingly important.

Mutual Fund Advice A case could be made that a special type of mututal fund, an index mutual fund, in conjunction with careful market trend analysis (not predictive market timing) could be used to achieve higher returns faster than a standard mutual fund.