What You Should Know About AcneWritten by Amber Lowery
There are many different types of acne and with that come many theories, myths, and treatments. The exact cause of acne remains a mystery. Why some pores are affected by acne and others arenít, is not known. Each case of acne is as complex as individual battling it and a treatment that works on one personís acne may not work on yours.
Acne obviously has physical effects but it can also have psychological effects, especially in teens. Most teenagers already feel awkward and different, add acne to equation and they are identifiably different. Most teenagers with acne tend to have lower self esteem, than their peers with clear skin, and are not involved in as many activities.
Adult acne is on rise and can also be very difficult to deal with. Due to changes that our skin goes through as we mature, scarring is often worse in adults with acne than in teens with acne. Adults with acne are also less likely than teens to seek treatment for their acne, leaving them to suffer alone.
How To Find A Property AppraiserWritten by Sergei Kudrin
When it comes to finding a real estate appraiser, many homeowners don't know what to look for. This article describes 5 things to look for in a property appraiser.
1. Always make sure a property appraiser is licensed or certified by state to perform real estate appraisals. While state licensing and/or certification isnít always an indication of quality, it ensures that an individual is has met certain standards and been authorized to perform property appraisals. Some states do not require licensing to perform real estate appraisals. It is unwise to use services of any professional who is not licensed or certified.
2. Donít be afraid to ask an appraiser for a copy of their license. A good appraiser will readily provide this documentation. Copies of licenses are commonly requested by mortgage brokers and loan officers. Once you get a copy of their license, itís a good idea to check with government agency which issued document to ensure license is active and in good standing.
3. Many excellent real estate appraisers carry a professional designation. The most widely known industry designations are SRPA, SRA and MAI. These designations are issued by Appraisal Institute. These designations demonstrate an appraiser's commitment to continuing education and ethical standards. Oftentimes, standards required to obtain these designations exceed those set forth by state licensing/certified requirements.