Watch What You Say!

Written by Rita Ballard


Everything you say has an impact on others.

I’ll never forgetrepparttar time I was walking throughrepparttar 101630 waiting room where I worked; there was a patient sitting there, looking very unhappy. So I smiled at her as I walked by. On my way back throughrepparttar 101631 waiting room 15 minutes later, she said to me, “thank you for that smile. It brightened my day.” A simple little thing, almost unconscious on my part, and yet it meant so much to her.

That was almost 10 years ago, and I remember it like it was yesterday. That smile changed both of us; it had a positive impact on her, and her reaction had a major impact on me. It made me realize how much we affect each other as we move through our individual lives. And most ofrepparttar 101632 time we’re totally unaware of it.

During an especially difficult time in my life I was attending a professional meeting, and my supervisor stated torepparttar 101633 group that I had a “hardwiring problem.” I felt embarrassed, chagrined, and aghast that she felt that way and would say it in front of other people, who were then drawing erroneous conclusions about who I was! For years afterward, any time I had difficulty grasping a concept, I would flashback to her saying that about me, and I’d think that maybe it was true. Maybe I wasn’t like others, maybe I just didn’t “get it.”

Words are very powerful. They can affect you long after they’ve been said. They can changerepparttar 101634 way you see yourself. Words can be bullets or shelters, rocks or loving arms.

“I hate you.” “I’ll take care of it for you.” “You are so stupid.” “You’rerepparttar 101635 best thing that’s ever happened to me.” These are simple statements, but each is full of potentially life-changing meaning. You only need to put yourself inrepparttar 101636 shoes ofrepparttar 101637 listener to know how these words could impact your life.

Identity Theft Problem Solution

Written by Mark Freink


We live in an information-oriented society. Technology allows us to do business and make transactions literally in a matter of seconds. This abundance of information has given rise to a new crime - identity theft. In fact, according to a 2003 release fromrepparttar Federal Trade Commission, almost 10 million people inrepparttar 101629 United States may be victimized by identity bandits each year.

So what does that mean? Someone has stolen your credit card – your credit card company can help you with that, right? Well, according torepparttar 101630 FTC, almost 60% of identity theft issues don’t pertain to your existing credit card accounts. Identity theft can occur as a result of new lines of credit being opened in your name either through credit cards or bank loans as well as phone/utility fraud and even employment related fraud. Because we are susceptible through so many avenues in our daily life, we are all at risk.

What can you do? Where would you turn if you found yourself in this situation? Would you know where to start to clear your name? Well, now you don’t have to worry about what to do as we haverepparttar 101631 answer.

As you already know, Pre-Paid Legal Services®, Inc. is a pioneer ofrepparttar 101632 legal services industry. With more than 30 years of experience in providing legal rights protection to our members, we have now teamed with Kroll Inc.,repparttar 101633 world’s leading independent risk consulting company. Kroll is a 30 year old, publicly traded company that provides a broad range of investigative, intelligence, financial, security, and technology services to help clients reduce risks, solve problems, and capitalize on opportunities. Headquartered in New York with more than 60 offices on six continents, Kroll has a multidisciplinary corps of more than 2,200 employees and serves a global clientele of law firms, financial institutions, corporations, nonprofit institutions, government agencies, and individuals. Overrepparttar 101634 last three years, Kroll has developed a unique solution for victims of identity theft. This new service is now available to Pre-Paid Legal members throughrepparttar 101635 IDENTITY THEFT SHIELD benefit.

What does this benefit provide our members?

The Identity Theft Shield gives you easy access torepparttar 101636 resources you need to understand your credit ratings and to fight back if an identity thief threatens your financial standing. This benefit is designed to alert you to suspicious account activity, to restore any resulting damage to your credit history and to reimburse you for covered out-of-pocket expenses you may incur inrepparttar 101637 process.

1. Credit Report Through Experian Make sure your financial records are accurate. Your credit standing is one of your most important financial assets. It not only affects your ability to get credit, it often dictatesrepparttar 101638 interest rate at which you can borrow. It can also affect your ability to purchase insurance or to find employment. Some insurance companies and prospective employers use your credit rating to gauge your sense of responsibility. Experts recommend you review your credit report regularly. The Identity Theft Shield makes it easy. Members are entitled to an up-to-date credit report from Experian at no additional charge.

Personal Credit Score and Analysis from Experian Know your credit score . . . and how it affects your ability to borrow. Your credit score is derived fromrepparttar 101639 information in your credit report. This score is used by lenders to determine your creditworthiness. The higherrepparttar 101640 number,repparttar 101641 better your chance of being approved forrepparttar 101642 credit you want. A detailed analysis of your Personal Credit Score will be included with your Credit Report. You can use this analysis to evaluate your current credit standing.

2. Continuous Credit Monitoring Through Experian Learn of suspicious activity before your credit is ruined. A professional thief can assume your identity in just a few hours. But it can take years for you to repair your credit standing. Early detection is key to minimizingrepparttar 101643 damage caused by thieves who steal you name. With your Identity Theft Shield membership, your credit files will be monitored through Experian daily. Suspicious activity will be brought to your attention, providing you with early detection. You’ll receive prompt notice if any new accounts are opened in your name . . . or if negative notations are added to your credit report.

3. Fraud Restoration Service Get personal assistance and advice from experts. Any discrepancy in your credit report should be addressed at once. Call our Customer Services Department atrepparttar 101644 designated Identity Theft Shield number and explain your concerns. If it is identity theft, our fraud investigators will assist you every step ofrepparttar 101645 way. A Fraud Restoration package with complete and detailed materials, aids, and instructions will be rushed to you.

Cont'd on page 2 ==>
 
ImproveHomeLife.com © 2005
Terms of Use