Since eBay purchased Paypal, it has become even easier for buyers and sellers to complete auction sales. Buyers like Paypal because they can quickly and easily pay online. In fact, some bidders will only bid on items they can pay for with Paypal.

One thing that confuses buyers is some sellers accept Paypal payments through credit cards, while others only accept transfers. You see, with Paypal a buyer can fund transaction in three ways. This can confuse buyers, and cause problems.

Here's three ways to fund a Paypal transaction:

1. Transfer from a bank account tied to user's Paypal account.

2. Transfer from a Paypal balance.

3. Payment from a Credit Card.

The first two options cost Paypal nothing in processing fees. Credit cards cost about 2 percent to process, and Paypal passes this cost on to merchants. Some eBay sellers do not want to pay this fee for service, so they only accept payments by transfer. This confuses buyers who win auctions and assume a credit card transaction is fine.

Paypal wants users to transfer funds, and not use their credit cards. Not only is this cheaper for Paypal, but there is no risk of a chargeback.

Does it ever end? I've been involved with Internet-based home businesses for some time and I continue to be exposed to a seemingly endless barrage of offers (all costing me money, of course) claiming to be "the secret" for making a fantastic income, in a very short time, and with very little effort involved.

I must admit that I may have a slightly self-serving reason for addressing this topic. My articles are published on my home-based business websites for purpose of trying to give prospective team members a true sense of what is really involved with starting and developing a successful home based business. The self-serving part, I suppose, is that I want people joining my team to have straight scoop going in so that we don't waste each other's time. I admit to being selfish in this regard (I don't want to waste time working with people that have unrealistic expectations), but it is also very efficient for both parties involved, so it is not a totally one-way thing.

Now, back to topic at hand. There's no magic here, folks. Once you have selected home business that you are going to pursue, there are no substitutes for time and effort in developing your business. A dream of being an "overnight success" is just that, a dream.