Useful Tips on InvestingWritten by John Mussi
Here are some useful tips on investing. When you make an investment, you are giving your money to a company or an enterprise, hoping that it will be successful and pay you back with even more money. Some investments make money, and some don't. You can potentially make money in an investment if: The company performs better than its competitors. Other investors recognize it's a good company, so that when it comes time to sell your investment, others want to buy it. The company makes profits, meaning they make enough money to pay you interest for your bond, or maybe dividends on your stock. You can lose money if: The company's competitors are better than it is. Consumers don't want to buy company's products or services. The company's officers fail at managing business well, they spend too much money, and their expenses are larger than their profits. Other investors that you would need to sell to think company's stock is too expensive given its performance and future outlook.
| | Do you want to get a new credit card at a great rate? Written by by Steven Bellefay
1)Do your homework. Applying for and getting approved for a credit card is nothing more than legwork. Credit card contracts can sometimes contain onerous terms that might make you sorry that you signed up for new card that you did. Read fine print carefully. If a deal looks to good to be true, it just might be. Credit cards can be a great way to finance your purchases, but make sure it's not at such an expense that you end up paying for a long time afterward. 2)Read about APR. The APR stands for “annual percentage rate”. Yes, APR of a credit card is important no matter what people tell you. A low APR for a credit card is more critical than you think. When you sign up for your new card, you probably are thinking that “hey, all I never miss a payment so who cares what APR is?” The fact of matter is, expenses come up. Unexpected expenses that you have to pay for no matter what. If your credit card's APR is low and when those expenses arise, you will be in a better financial position when you pay it off. You would rather pay off your a credit card's 4% on $1000 than 15% on $1000. This can make a world of difference.
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