Many people purchase insurance thinking I want full coverage and once I get it I will be covered for every event that may befall my vehicle. But then they begin to question if every type of incident is covered with full coverage. Some events that people question if they are covered for are: if my car breaks down what about towing costs or if I need a rental car does insurance company pay? Towing service and rental service is not an automatic service that you are covered for but it can be easily added to a new policy purchase or during renewal process.
There are many benefits for you with travel protection plan that is offered with auto insurance policies. First of all this optional coverage does not cost you anything more on your initial down payment. That's right, nothing extra on your down payment. Whether you decide to add it or not you still pay same down payment. This service is 100% financed into your monthly payments and for so much coverage cost is very small!
The benefits for you are these:
If you are in an accident or if your car just breaks down, this service will reimburse you for towing service up to $50 each time you use it! If you need to be towed multiple times during your term no problem, you can use this towing plan as much as you need it. You are not required to use just one company either; you are able to use any company you wish.
Another benefit is that if your vehicle is disabled due to an accident or is stolen, you will be reimbursed for rental expenses up to $25 a day for as long as 10 days! If you are traveling, for example visiting family and are 250+ miles from home, this plan will also reimburse you for up to 5 days to get home at $25 a day. Again you may use any company you wish for your rental. In addition any personal effects in a rental car that may be stolen or are lost due to fire in a rental car will be covered up to $300.
Many people, during their busy day, find themselves accidentally leaving his or her keys in their car just as they close door. Normally one panics and wastes time trying to find a way to break into their own car or calling for some to come bring that extra key from home. Most likely you still end up calling a locksmith to unlock car and you won't be getting that money back. The travel protection plan saves you because it will reimburse you up to $25 for lock out service if this happens to you.