The crucial element that traders are looking for in any stock, which makes it a good day trade or swing trade, is movement or momentum. There are any numbers of things that can cause movement in a stock. Usually it is news of some sort, either positive or negative. It doesn’t really matter. You are only looking for movement, up or down. However, for this particular strategy we are looking for positive news. Keep in mind that it is not your job as a trader to totally understand why or what is causing movement in a stock, beyond what it takes to make a quick profit.

If you spend enough time glued to a computer monitor with CNBC blaring in background and are looking for a stock to make a quick buck on, sooner or later you will realize that there are some familiar names that just keep popping up over and over again. From these repeating names you may want to consider building your own Crapolio.

Start by tracking stocks that keep coming up over and over again. In this scenario stocks for which we are looking usually play out same way every time one of stocks has news of some sort. Traders will jump on stock, causing a mad scramble to get in on move, and stock will run up in price for a nice gain. The challenge is to be as early as possible on play, get into money (profitable), and get out before momentum turns and stock retreats. Rest assured, they will retreat because that is one thing all of stocks we are looking for have in common; they hardly ever hold their gains. If you’re late to get in and even later to get out, you won’t make a dime and will maybe even lose money. It is this phenomenon that now famous Floyd’s 4-Gets are based upon: Get In, Get Profit, Get Out and Get Away!

Having recently changed my employment status I have had occasion to review my superannuation situation. I always knew that fees differed between funds and this could impact on final payout, but I didn't realise how large this factor was until I did my sums.

The bulk of my super is in an industry fund which provides services for employees in education sector. Let's call them Super Fund A. They have above average returns and very low returns. On few occasions I have had to deal with them staff were courteous and efficient.

I have had some money in another fund, Super Fund B, for quite a number of years. I accumulated some funds in it while I was at a previous employer. The fees were high but I was locked into fund because of high exit fees until I turned 55.

I decided to consolidate my funds in preparation for developing a comprehensive retirement plan. So I decided to roll my money over from Super Fund B into Super Fund A. I have done similar things in past with minimal fuss. You just fill in a standard form and send it to fund where you want money to end up. They contact other fund and it's all fixed in a couple of days. Well that's how it works in most cases.

But this didn't happen with my ex friends at Super Fund B. They received my request to roll over my money and decided to milk me one more time.

First step was to ignore request for a few days. Then General Manager Advisor and Customer Service, let's call him Chuck Berry, wrote a letter full of spurious and irrelevant information. I received it six days after date on letter even though I live in same city. The letter says some forms are being prepared and will be sent in a few days, meantime I could consult my financial advisor.

I decided enough was enough and rang Customer Service. Where are "forms"? Other companies don't have forms they just comply with instructions of their clients, why can't Super Fund B?

This was a very enlightening experience. After speaking to several drones and drongos I demanded to speak to Chuck Berry, author of letter so I could explain that it was my money, Super Fund B was being paid to manage it, not to obstruct my written instructions and, if necessary, to comment on his parentage.