June 15, 2004. eBay agreed to pay $9.25 million to settle a class-action lawsuit that accused its PayPal payment service of mishandling customer complaints about fraud.

The suit, said that PayPal routinely failed to respond to customer complaints about fraud or account errors.

In settlement eBay agreed to provide customers' detailed disclosures when they register for a PayPal account investigate account errors more quickly and provide users quarterly account statements by e-mail.

Scam Two

July 24, 2004. A San Diego police officer and his wife were accused of conducting a major fencing operation out of a Chula Vista warehouse.

The Estrellas bought stolen property directly from thieves, and then sold it on eBay. James Estrella has been a San Diego officer for 15 years. Authorities said that property recovered was valued at more than $275,000. John Estrellas received two years in jail and a $30,000 fine.

Scam Three

January 28, 2005. Gilbert Vartanian defrauded at least 10 eBay buyers of nearly $100,000, and he now faces 12 counts of mail fraud that could net him 20 years in prison and $250,000 in fines. Vartanian pleaded not guilty. Vartanian offered tickets for Knicks games, as well as for games involving Pittsburgh Steelers, New England Patriots, New York Giants, Green Bay Packers, Philadelphia 76ers and New York Jets.

Vartanian used his nygiants031 eBay account to place winning bids on five auctions in which he was offering items for sale under another screen account name. This resulted in a better rating thus enhancing his creditability.

Scam Four

Those of you who are new to real estate development business, need to understand what each Design professional contributes to development team and specific services they are capable of delivering for you.

Knowing what they do for you ... what you are paying for is vital.

This is part of a series of articles I am writing for you to explain what each profession does in some detail.

The Architect

If any of us were asked what an architect does, most of us would reply, "designs buildings," and you'd be correct. But if you were then asked, what else do they do, most likly you be struggling to give an answer.

An overview description would be:

Architect is trained to interpret and develop your ideas of building you want to create and transform them into reality.

Whether you are developing a residential building for your own use, may I make a plea, that you don't compare 'unique' services an architect provides for you, with that of a Draftsman. The difference is like comparing chalk to cheese.

In some countries, draftsmen have set themselves up in business to provide residential designs at a cut price set fee. Without a shadow of doubt fee will be lower than an architects fee.

But so is what is provided for fee. An architect provides you with a "unique" design solution to your personal needs. A draftsman draws work that others have designed.

And that is just beginning of difference between these two.

With a draftsman you get a set of plans and maybe a specification - that's it. Now let's find out what an architect does for you.

A building project can be a complex process for beginner and demands a constant monitoring of cost, time and quality.

To achieve this, architect, is usually co-ordinator of all design consultants and achieves a successful project completion through good communication between all parties including client and builder.

An Architect provides a range of services on basis of a Fee Scale that is usually established by Institute of Architects of country in which they work.

An architect can advise you on following aspects of building:

. Designing and planning . Selecting a site . Undertaking feasibility studies . Managing building budget . Selecting and managing project team . Designing interior . Landscaping surrounds . Maintaining building

An Architect can save you money because: . They have an in-depth knowledge of building process and most economical, efficient to achieve what you want.

. They can plan and manage a project from start to finish helping to avoid costly mistakes.