Concerns regarding personal Identity Theft are growing stronger as more announcements are made regarding compromised databases and files from credit card companies and financial institutions.
It is even more alarming when you realize how simple it is for someone to steal your identity and ruin your credit.
Here are a 7 Red Flags to watch for that could signal an identity theft attempt:
1. You are not receiving your mail - including utility bills, credit card statements, magazine subscriptions. Know when your financial statements are normally delivered and contact company involved if you don't receive them. Someone may be stealing mail from your mailbox or has successfully forwarded your mail to another address. Contact post office to see if a change of address or a forward mail request has been flagged for your mail.
2. You notice charges on your credit card statements that you have not made. Contact credit card company immediately, an identity thief may be using your credit card number.
3. Withdrawls made from your bank account that you haven't made (both small and large amounts). Someone may have compromised your debit card or duplicated your checks. Contact your bank immediately.
4. You receive credit card statements from companies that you do not use. Contact that financial instituation immediately as someone may have been successfully approved for a credit card with your information.
5. Credit denial letters from financial institutions that you did not apply for. Someone may be applying for credit cards, loans or lines of credit in your name. Contact financial institution immediately for more information.