1. Pre-Qualify Before You Buy Pre-qualification allows you to get an idea of your borrowing potential before beginning your home search. Pre-qualification is usually free and buyer's ability to purchase a home can be confirmed quickly. This step increases buyer's leverage position with Realtors and sellers.

2. Demonstrate You Can Pull Your Weight A mortgage lender wants to know that your income can comfortably cover monthly mortgage payments and your assets are sufficient to cover downpayment and closing costs. Acceptable sources of household income include earnings from your regular job and any secondary jobs, as well as overtime, commissions and bonuses. Also acceptable are interest and dividend income; social security, VA and retirement benefits; disability, welfare and unemployment benefits, alimony, child support and other entitilements. A steady work history - continuous employment at some company or line of business with consistent or rising income - helps lender determine your ability to maintain responsibility of a mortgage.

3. Make It Understood, Your Credit Is Good Looking at your credit history is another way mortgage lenders determine your obligation to pay back a loan. Good credit history consists of a two-year history of prompt payments, a good record of on-time payments and no outstanding judgments or liens. Your mortgage consultant can help you address and correct any past credit problems in such a way that your chance of credit approval will be greater. For example, if you have ever encountered some credit problems due to a lengthy illness, proper explanation for problem can go a long way to rectify negative perception created by a temporary set back.

4. The Program Is Key - Not The Rate You See Don't be misled by a lowball rate; be sure to check out details of loan program. Most mortgages have either a fixed rate (payments remain same for life of loan) or an adjustable rate (payments adjust up or down in accordance with national interest rates) and a term (amount of time you have to repay loan) of either 15 or 30 years. Downpayment requirements differ from program to program. There are many first-time buyer programs that require as little as 3% down, as opposed to conventional programs that require up to 20% of new home's sales price. Easier qualifying guidelines and reduced closing cost options are features of many of programs available.

There is a-lot of ways to make money at home. But have you ever tried searching Web to find it?

There is an overwhelming amount of companies/people out there promising if you buy their products, you will become a millionaire. Well, I’m sure there are some people that have lucked into doing it or have prior experience to help them, but it didn’t happen overnight as they advertise.

People are scammed everyday out of their money because of a good sales letter they read. They buy products in hopes that they can make money on Internet. We all had different reasons for wanting to do this.

You may just need extra money or you want to be your own boss, other reasons maybe you need to stay home with your children like me, a love one you are caring for or maybe something has happened and you can no longer work at job you have been doing for years (injury, laid-off or some other personal reason). That’s how so many of us get scammed, all we want is our piece of pie, others have done it why can’t we? But with my help, you can success!

That is why I made Web site called “Home Based Business opportunities Central”. I have checked all Companies/people that are on this website out personally to make sure they are there to help you make it to your goals of making it on Internet. I can show you step-by step how to do it!

My site puts you in touch with companies/people that truly want to help and are not just in it for money. Plus, I’m still looking for more all time.

If you are not interested in my site, I understand, but I just want to make sure you know some key things about trying to make money on Internet.

If you have a Website:

1.Your opt-in list is a very important way to contact potentional customers or to keep in touch with present or past customers for updates and new products/ services.