Tips for Lowering Your Long Distance Telephone Bill

Written by David McDonough


If you think your long distance company is charging you too much - in flat fees, monthly minimums or per-minute charges --repparttar Better Business Bureau, along withrepparttar 101525 Federal Communication Commission, offerrepparttar 101526 following options which may help lower your monthly bill.

Call your long distance telephone company and ask about calling plans. Ask if changing your calling plan will lower your bill, based on your calling history. Are there any monthly flat fees or plans that your company recommends? What about other charges for federal and state programs and taxes?

Switch long distance companies. Know your calling pattern. Do you make most of your calls onrepparttar 101527 weekend? Or are most of your calls duringrepparttar 101528 weekdays? Contact other long-distance carriers to ask about their monthly flat fees and per-minute rates. Ask about other charges for federal and state programs and taxes. You may be surprised to find out that not all companies haverepparttar 101529 same charges for federal programs. It pays to shop around!

Consider dropping your long distance company. You can drop your

Getting Back in the Work Force After 50

Written by Susan Dunn, MA, Emotional Intelligence Coach & Consultant


Whether you’ve been forced into early retirement, downsized, or are tired of being at home and eager to work again, or even taking your first job, enteringrepparttar work force afterrepparttar 101524 age of 50 can hold some challenges. Here are some tips from someone who coaches a lot of people in this transition.

FOCUS ON YOUR SKILLS

Focus onrepparttar 101525 skills you have, not your deficits. Chances are you’ve accumulated a great range of talents overrepparttar 101526 years, particularly people skills. Studies show that Emotional Intelligence generally increases up torepparttar 101527 age of 50 or so (Reuven Bar-On, Ph.D.) and EQ includes those “soft skills” so sought after in today’s work place.

Your ability to handle stress and handle people can be a great asset.

‘GET’ WHAT YOU DON’T HAVE

Don’t be intimidated if you haven’t hadrepparttar 101528 chance to get computer-proficient. Sign up for courses atrepparttar 101529 local community college or computer store. People over 50 arerepparttar 101530 fastest growing segment onrepparttar 101531 Internet.

You can also read. A friend of mine who had been a school counselor for many years decided to apply for a job as principal. She read as many text books onrepparttar 101532 subject as she could find beforerepparttar 101533 interview, acedrepparttar 101534 interview and gotrepparttar 101535 job.

You could also, of course, get an online degree, or a bricks-and-mortar degree, butrepparttar 101536 possibility exists of doing this on your own time, spending less money and perhaps doing it more rapidly.

FOCUS ON THE PLUSSES

A friend of mine who’s 59 applied for a job recently, and bothrepparttar 101537 HR person andrepparttar 101538 manager she interviewed with asked her – though it’s probably not “legal” – if she had children. Clearly this was an office that had experienced difficulties with parents taking time off for their children, and were looking for someone not so encumbered.

Whether or not it’s “right” for employers to look at it this way, once your children have leftrepparttar 101539 home, or are grown, driving, self-sufficient and back home, you have an asset to offer. You won’t be calling in whenrepparttar 101540 kids are sick, or leaving early to take them for orthodontist appointments, and you can find a way to mention this. My friend capitalized on this, and she gotrepparttar 101541 job though she’d been out ofrepparttar 101542 work force for three years and was nearly 60. (And at her highest salary to-date.)

IT ISN’T ‘AGE-RELATED’ (NLESS YOU THINK IT IS)

A client of mine was enteringrepparttar 101543 work force atrepparttar 101544 age of 60 and mentioned concern about his memory. Some people experience some short-term memory loss as they age, though it can be minimal, and it also depends uponrepparttar 101545 individual. I asked him some questions around this, and byrepparttar 101546 end of our conversation he admitted that he’d “always been that way,” and really hadn’t suffered an appreciable deficit.

Be particularly cognizant of this onrepparttar 101547 first few weeks onrepparttar 101548 job. Everyone who takes a new job is stressed, and stress affects us cognitively as well as emotionally. These days, every fax machine, every phone, and every filing system is different. What you knew inrepparttar 101549 past doesn’t always apply. What does apply is your ability to focus, learn and apply. If you anticipate having problems because of your age, you’ll add that source of stress torepparttar 101550 mix, and, like all self-fulfilling prophecies, you may make it come true.

If you do forget some thingsrepparttar 101551 first days onrepparttar 101552 job, which is quite normal, just keep forging ahead. You might also find it helpful to carry a notepad with you and write things down. One client mentioned she was having trouble remembering whether you needed a “1” prior to one ofrepparttar 101553 area codes in our vicinity, a problem typical in many metro areas these days. She thought she was losing it, until a much younger co-worker told her, “No one can remember that. Just try it with, then try it without.”

Don’t vocally attribute things to “age”. Do this as a service to yourself, but also to other older workers. Any time you make a comment such as, “I’m getting too old to bend over like this/remember file codes like this/fight with a machine like this, you’re doing a disservice to other older workers.

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