This http://www.WorkTree.com career article will quickly give you eight MUST know tips on effectively surviving a layoff.
****** FACT ****** Losing a job is one of most stressful life events. Don’t let anyone tell you otherwise. With this in mind, you will need a good action plan in order to recover as quickly as possible from a job loss.
The following eight tips will help make sure that recover from a layoff sooner than you think.
=========================================== Tips You Must Know To Survive A Layoff ===========================================
#1 - DON'T PANIC: You may have lost your job but you have not lost everything. You are a skilled individual and will work again. Do not ever lose sight of these two simple sentences. Do not let yourself fall into a spiral of negative thinking. Think back to all other people that you know of that have lost jobs in past and are now successfully employed.
#2 - REFLECT AND RECOVER: Step back and clear your head. Anger and fear are two of most common emotions experienced after a job-loss. Neither is conducive to clear thinking or good decision-making. Take some time to talk through your feelings of loss with friends and family members. If this does not help, consider services of a professional counselor. Sort through your emotional baggage or else risk dragging it with you on your job-search. #3 - ORGANIZE YOUR FINANCES: Take a serious look at your spending habits. List out your monthly expenses into 2 groups- absolutely necessary and optional. If you have already been laid off you should limit your spending to first category. If you are still employed but fearing what future may hold, start cutting back in second category. A general rule of thumb is to keep enough cash to cover at least two months worth of expenses in bank for emergencies. If you have not had a chance to do so as of time of termination, you still have options. Don’t forget that most companies offer a severance package to laid off employees. In addition you can also contact your local un-employment agency regarding unemployment benefits. #4 - INSURANCE: Just because you have lost your job does not mean that you and your family have immediately lost all insurance coverage that you had while you were employed. It just means that now you are responsible for paying for it all by yourself. Under COBRA (Consolidated Omnibus Budget Reconciliation Act) generally you can remain on your former employer’s plan for up to 18 months as long as you pay premiums. Remember that there are time limits for signing up for COBRA. You can get more COBRA information from human resources department of your former employer.
#5 - UPDATE YOUR RESUME: Take account of all skills and responsibilities that you acquired on your last job. Make sure that you include these on your updated resume. And remember this is not time to be modest; be proud of your accomplishments. If you are unsure on how to lay out or word your resume, then you can find many examples of successful resumes on Internet or in your local bookstore. Definitely have a friend or family member review your resume. Remember that a good resume can often make difference between being granted an interview or not. Take time to make your resume shine. #6 - ACTIVATE YOUR NETWORK: Do not be ashamed that you have been laid off. Tell everyone that you think can help that you are looking for work. This does not mean that you should cry on shoulder of anyone that will listen. What this does mean is that you should be prepared to tell friends, family and even acquaintances that you are looking for work, what types of skills you have and types of jobs that you would be interested in.