Think About It

Written by Daniel Nzenwata

Human urge forrepparttar best things in life is a desire that is common among people. We desire to build a house, to own a car, to have a fat bank balance etc. Our desires are a never ending story. There are several ways through which these desires can be met, however, there is but one sure way to acquiring them, this way does not leave us in doubt. And it is open to those who haverepparttar 137650 privilege of possessingrepparttar 137651 attitude of thanksgiving.

The Creator of all things has a clear statement of his promises to us ,”Heaven and Earth will pass away, but my word will never go unfulfilled” and one ofrepparttar 137652 conditions under which we may benefit by these unchanging promise is to continually acknowledge and express our thanks to Him for those riches that He has bestowed upon us, those gifts that may look or appear inconsequential or trivial to us atrepparttar 137653 time of receiving them simply because they are not ofrepparttar 137654 nature ofrepparttar 137655 riches that we had asked for from Him at that point of our need.

It is very impressive to recognize that such riches that He has bestowed on us at that point in time arerepparttar 137656 most needed by us forrepparttar 137657 attainment of our major purposes in life, riches that would act asrepparttar 137658 stepping stone to other riches that we so much desire. It is also less impressive to observe that most of us are not conscious ofrepparttar 137659 presence of these riches in our lives after we have received them.

They constitute an inventory of riches that cannot be bought inrepparttar 137660 open market because they are not for sale. Riches should not only be represented in our thoughts byrepparttar 137661 bank balances and material things in our possession. We should also have in mindrepparttar 137662 riches of Sound Physical Health, Protection, The Capacity for Faith, Harmony in Home Relationships and The Hope of Achievements etc.

These riches are fromrepparttar 137663 Creator of all things and are distributed to us by Him not because we are qualified to receive them, but because of His Amazing Grace which qualifies us to enjoyrepparttar 137664 full benefit of having Him as an Almighty Father.

The attitude of thanksgiving is natural in it’s development. It is one attribute whose possession illuminates every page ofrepparttar 137665 human life.And It serves asrepparttar 137666 highest form of our expression of desire torepparttar 137667 Creator of all things. It is one that we should ascribe great importance to because it helps us to think, move and live in an atmosphere of affirmative terms ofrepparttar 137668 riches mentioned above and it guides us unerringly torepparttar 137669 attainment of such riches. It is a real motivation.

The psalmist once said, “I will enter His gates with thanksgiving in my heart”. At this point in time he was aware ofrepparttar 137670 fact that his expression of thanks torepparttar 137671 Creator of all things forrepparttar 137672 riches already bestowed on him would serve asrepparttar 137673 starting point of his coming in contact withrepparttar 137674 other riches that he would find inrepparttar 137675 Creator’s court. Riches that abound so much.

Thanksgiving, should therefore be a responsibility we owerepparttar 137676 Creator in return forrepparttar 137677 riches that he has given to us, taking into considerationrepparttar 137678 fact thatrepparttar 137679 fulfillment of this act is an assured reliance onrepparttar 137680 Creator’s Mercies and Grace, which gives our faithrepparttar 137681 wings to fly and soar so high, aiming forrepparttar 137682 miracle that is our desire. A miracle only Him would make possible.

Most of us need to develop this blessed attitude, there is no mystery behind it. The growth is one that leads us to a true path of enhancement, a path through whichrepparttar 137683 riches that has been bestowed upon us byrepparttar 137684 Creator of all things can be embellished and multiplied.

How to buy property in France

Written by G D Gibbs

The information is based on our understanding of French property law and practice atrepparttar date of publication. We cannot guarantee its accuracy. Specific advice applicable to your own circumstances should be obtained from a French Notary and/or relevant professional bodies.

Findingrepparttar 136972 right property

You may have already decided on a specific area or you may have a French region in mind, having been there on holiday for example. Finding a property in France is a similar process to that in other countries. There are many estate agents in France (agents immobiliers) who will put you in touch with people selling property. Alternatively, there are estate agents inrepparttar 136973 UK, for example, who have details on French properties. There are also many specialist magazines available for people interested inrepparttar 136974 French way of life. These publications offer useful contacts and property advertisements.

Many home buyers are attracted byrepparttar 136975 fact that property prices in France appear to be lower than abroad. There are reasons for this and before you start you should be aware ofrepparttar 136976 following points:

• French domestic property is not usually bought as an investment. Apart from some very fashionable or highly sought after areas, prices usually rise in line with inflation. Therefore, you would need to own a home for at least three years to recoverrepparttar 136977 high fees associated with buying, even before considering maintenance or improvement costs. • France has a similar population torepparttar 136978 UK but is three timesrepparttar 136979 size. There is therefore less pressure on land and hence lower prices. • That isolated farm cottage set between vineyards and a stream may require major renovation. It might not haverepparttar 136980 same appeal to a French family, hencerepparttar 136981 lower price and you should consider possible difficulties of resale inrepparttar 136982 years to come.

Initial agreement to purchase a property

Having found a suitable property, you will negotiate and enter into an initial agreement withrepparttar 136983 vendor. This agreement is called a ‘Compromis de Vente’ or ‘Contrat de réservation’ and is a binding contract betweenrepparttar 136984 buyer and seller which sets outrepparttar 136985 terms and price ofrepparttar 136986 sale.

For new properties being builtrepparttar 136987 most common contract is a ‘contract de reservation’ (a reservation contract). There are various other contracts such as a promise to purchase (promesse d’achat), an exchange of letters (l’échange de lettres) and an offer of sale (l’offre de vente), all of which offer little protection torepparttar 136988 buyer, and generally should be avoided. The preliminary contract will include a full description ofrepparttar 136989 property,repparttar 136990 latest date by which completion must take place,repparttar 136991 price, any escape clauses andrepparttar 136992 identity of bothrepparttar 136993 vendor and purchaser. The preliminary contract can be signed either atrepparttar 136994 notaire’s office or atrepparttar 136995 estate agency.

If you are making a purchase with a mortgage, you should at least instructrepparttar 136996 notaire/estate agent to make your purchase conditional upon obtaining a mortgage: ‘conditions suspensives’. This will offer you further protection under French Consumer Law. Upon signing this preliminary agreementrepparttar 136997 purchaser has to place a deposit withrepparttar 136998 notaire, which is normally 10% ofrepparttar 136999 purchase price and will be deducted fromrepparttar 137000 sale price. The property is then taken offrepparttar 137001 market. It is better to think of this deposit as a payment on account or a penalty for breakingrepparttar 137002 contract. Having said this, a law passed on 1 June 2000 does grant you a seven-day cooling off period during which time you can withdraw fromrepparttar 137003 agreement. * Stamp Duty and registration fees will need to be paid at completion whenrepparttar 137004 agreement will be filed atrepparttar 137005 notaire’s office. As a guideline,repparttar 137006 notaire’s fees, Stamp Duty and Registration fees will add up to around 6% to 8% ofrepparttar 137007 purchase price for existing properties. For new properties they will amount to around 2% to 4% ofrepparttar 137008 purchase price. Asrepparttar 137009 French tax and succession regimes are different from many other countries, to ensure tax efficiency and problem free transfers on death you may wish to consider instructing a solicitor based in your home country to advise you.

By law,repparttar 137010 purchaser can insert clauses intorepparttar 137011 agreement. The seller, of course, has to agree to these.

* Althoughrepparttar 137012 preliminary contract is binding on bothrepparttar 137013 seller andrepparttar 137014 purchaser after this cooling off period, you should note thatrepparttar 137015 sale will still be subject torepparttar 137016 notaire formally checkingrepparttar 137017 title torepparttar 137018 property.

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