The right way to buy a car

Written by Jason Hulott

Your no-nonsense guide to gettingrepparttar right car atrepparttar 102791 right price.

Buying a car can be quite daunting. With so many makes, models and finance options available and other decisions, it can be difficult to findrepparttar 102792 deal that leaves you 100% happy. However,repparttar 102793 following pointers should help you make an educated decision when buying a new or used car. Where to buy?

There are number of ways to buy a new or used car – a car dealership isn’t your only option. For example, there are independent dealers, importers, brokers, auction, online, car supermarkets or privately.

Here we weigh uprepparttar 102794 pros and cons of each of them:

Car and Independent Dealers Using a dealer to buy your new or used car can be convenient as you can have a test drive andrepparttar 102795 salesman should be more versed inrepparttar 102796 car details as compared to say buying a car from a broker, or by buying a car online.

Dealers will offer deals such as free insurance or low-rate finance. January – traditionally a very slow month for car dealers who offer extra specials incentives to try and get your custom - is also a time where you may be able to snap up a bargain.

Most new cars come with a two or three warranty (most with breakdown cover included as well forrepparttar 102797 same period).

If you have a car to part exchange,repparttar 102798 car dealer will normally take it as part of a deposit, which means it is off your hands withoutrepparttar 102799 hassle of trying to sell it privately. However, do bear in mind that you will not get fullrepparttar 102800 market value for it.

However,repparttar 102801 downside of buying from a car dealership is that their prices can be higher than elsewhere as they need to coverrepparttar 102802 cost ofrepparttar 102803 showroom and staff.

And, if there aren’t any finance incentives atrepparttar 102804 dealership, choosing their finance scheme will be, in most cases, expensive.

Importers If you a buy a car in from Europe, you do stand to save money, though in some cases, UK deals are increasingly competitive. Lower prices over here and exchange rate fluctuations mean imports aren’t quiterepparttar 102805 outstanding bargains they used to be.

Brokers A broker is an intermediary who negotiates with a dealer on your behalf to get you a cut-price car. Car brokers use their bulk –buying power to secure discounts which they then pass on torepparttar 102806 customer (after they’ve taken their cut of course!)

Auction You can be sure of snapping up a bargain if you buy at auction, but it is best if you visit a few auctions before takingrepparttar 102807 plunge. Visit and learnrepparttar 102808 ropes or take a knowledgeable friend. With Auctions, you will get more legal protection at an auction than buying privately.

Car Supermarkets Car Supermarkets offer a huge choice at competitive prices. However, there is little room for negotiation and you may get a low bid for your part-exchange and limited pre-sales checks.

Some car supermarkets also charge you extra for a warranty (ifrepparttar 102809 maker’s cover has expired), a history check and road tax.

Online This process is all carried out online. You can visit a manufacturer’s website or a specialist online car broker such as JamJar. Everything can be completed online - finding and choosing ofrepparttar 102810 car,repparttar 102811 specification options, finance options, delivery details, and, in some cases even part exchanges.

The disadvantage to this service that you can not test driverepparttar 102812 car.

Privately Buying privately is a risky way to get a car as you have very little legal protection should anything go wrong. Many dealers masquerade as private sellers to duck their legal responsibilities, so always check thatrepparttar 102813 log book details match up.

Always take someone who knows about cars along with you and always view any private car in broad daylight when any dinks, dents and damage are visible!

Financing your new car

Once you’ve decided where to buy your next car, you need to think about finance.

Very few of us buy a car with cash, and borrowing money isrepparttar 102814 only option. However, there are so many different types of finance to choose from, it can be difficult knowing which isrepparttar 102815 right one for you.

What is Road Hazard Warranty? Do You Really Need It?

Written by Gene Grant

You are prepared to spend an average of $300 - $500 for new sneakers for you vehicle. It's a maintenance item that is not optional and thenrepparttar salesperson asks you if you want to purchaserepparttar 102790 Road Hazard warranty.

"It's ONLY an additional $10 - $20 for each tire," he or she says. So, you're thinking, "Don't my tires come with a warranty already?"

Great question! Most tires come with a warranty which covers workmanship and materials. In other words,repparttar 102791 tire maufacterer covers things which are in their control, like defects. They are not interested in warrantingrepparttar 102792 condition ofrepparttar 102793 roads or your inability to hit debris.

This is where a Road Hazard warranty can save you money and aggravation. Road Hazard warranties are one ofrepparttar 102794 best values, yet one ofrepparttar 102795 most misunderstood benefits. Let's start off by expalining exactly what is a Road Hazard warranties and how does it save me money?

Most Road Hazard warranties are set up to protect you, from paying full price, even if you happen to get a flat or even destroy a tire beyond repair. If you are fortunate enough to have purchasedrepparttar 102796 warranty, you will only pay forrepparttar 102797 amount of tread that you used prior torepparttar 102798 needed replacement. (This is called pro-rated).

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