The Truth About Multi-Level Marketing

Written by Dean Phillips

I know I'm going to ruffle a few feathers with this article, so let me just say right now that all MLM marketing (AKA network marketing) companies are not scams. Obviously, there are some good, reputable companies out there.

However, there are so many bad ones that I'm compelled to lumprepparttar entire industry together. If you're thinking about getting involved with MLM, my advice would be, DON'T!

However, if you're bound and determined to testrepparttar 127539 waters, then, please take this one bit of advice: Before getting involved with any MLM company, investigate, investigate and then, investigate some more. Don't believe and get caught up inrepparttar 127540 hype.

Ahhhh yes,repparttar 127541 hype! After you attend a MLM rally, you and your MLM colleagues are as fired up as a pack of hungry dingo's, ready to jump through burning hoops and run through concrete walls! And then reality sets in. You're buying all of these products, but you're really not selling a whole lot.

How Not To Get Hooked By A "Phishing" Scam

Written by Dean Phillips

First of all, for those of you unfamiliar withrepparttar term, "Phishing" is a high-tech scam that uses spam or pop-up messages to deceive you into disclosing your credit card numbers, bank account information, Social Security number, passwords, or other sensitive information.

Phishers send an e-mail or pop-up message that claims to be from a business or organization that you deal with--for example, your Internet service provider (ISP), bank, online payment service, or even a government agency. The message usually says that you need to "update" or "validate" your account information.

It might even threaten some dire consequence if you donít respond. The message directs you to a website that looks exactly like a legitimate organizationís site, but it's not. The purpose ofrepparttar 127538 bogus site is to trick you into divulging your personal information sorepparttar 127539 fraudsters can steal your identity and your money and run up bills or commit crimes in your name.

Recent phishing victims include Yahoo, Citibank, eBay, Best Buy and Bank of America among others.

The Federal Trade Commission, (FTC)repparttar 127540 nationís consumer protection agency, suggests these tips to help you avoid getting hooked by a phishing scam:

If you get an email or pop-up message that asks for personal or financial information, do not reply or click onrepparttar 127541 link inrepparttar 127542 message. Legitimate companies donít ask for this information via email. If you are concerned about your account, contactrepparttar 127543 organization inrepparttar 127544 e-mail using a telephone number you know to be genuine, or open a new Internet browser session and type inrepparttar 127545 company's correct web address. DO NOT click onrepparttar 127546 link inrepparttar 127547 e-mail message.

Donít e-mail personal or financial information. E-mail is not a secure method of transmitting personal information. If you initiate a transaction and want to provide your personal or financial information through an organizationís website, look for indicators thatrepparttar 127548 site is secure, like a lock icon onrepparttar 127549 browserís status bar or a URL for a website that begins "https:" (the "s" stands for "secure").

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