1.“What do you mean, you hate to travel?”Have you and your spouse actually sat down and discussed how each of you envisions retirement? If your dreams are completely opposite of your spouse’s, both of you are going to be disappointed. Honestly talk about them before you get gold watch. Be creative and open to compromise, so both of your dreams can come true.
2.“You mean, you’re here ALL time, now?”
Spending all this quality time together may seem like a wonderful idea, but remember, you both have daily routines, some of which may have been 30 years in making. Also, you’re not used to spending 24 hours a day, 7 days a week in each other’s company. Experienced retirees say this is such a big adjustment, they’d recommend pre-retirement counseling along lines of marriage counseling! Recognize and respect needs both of you have for space, as well as each other’s routines.
3.Money matters, and so does peace of mind.
If you haven’t already, consult with a financial advisor to discuss how to best manage your assets for long haul, as people are living longer and longer. Revisit your health and life insurance policies. Update or write your will, and consider a Living Will or Advanced Health Care Directive to help guide your loved ones through a difficult time.
4.Use it or lose it.
It’s not just a cliché. Maintaining some level of regular physical exercise, whether it’s walking, gardening, or golf, can help improve balance, and retain flexibility. If you feel like you need an ejector seat in your Lazy-Boy, start small, but start, before you solidify!
5.Where did I put my keys?
What’s good for body is good for mind. Studies have shown that working your mind is key to staying mentally sharp. Experts recommend a daily crossword puzzle, or a game of Scrabble® along with your vitamins and apple a day.
6.Set limits.
“Oh, Mom can do that; she’s retired.” Your time doesn’t become less valuable once you retire – although others may seem to think so. There’s nothing wrong with helping out, so long as you’re not ignoring yourself. Remember to respect your own time and plans; and soon others will, too.